811 material Form 8-K filings that 685 companies we cover made with the SEC in April 2025, each read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). All of them were written later, when past filings were added: a selection, not every 8-K of the month (see the note below).
Wintrust Financial Corporation reported first-quarter 2025 net income of $189.0 million, or $2.69 per diluted share, up from $185.4 million, or $2.63 per diluted share, in the fourth quarter of 2024. The company said this was a record quarterly net income, though diluted EPS was below the $2.89 reported in the first quarter of 2024.
Net income of $189.0 million, or $2.69 per diluted share, for Q1 2025, compared with $2.63 per diluted share in Q4 2024 and $2.89 in Q1 2024
Net interest income rose to $526.5 million, and net interest margin increased to 3.54% from 3.49% in Q4 2024
Total deposits increased by about $1.1 billion and total loans increased by $653 million in the quarter
Provision for credit losses was $24.0 million, up from $17.0 million in Q4 2024, while net charge-offs fell to $12.6 million
Medpace reported first-quarter 2025 revenue of $558.6 million and GAAP diluted EPS of $3.67, both up from the prior-year quarter, and issued 2025 guidance of $2.140 billion to $2.240 billion in revenue and $12.26 to $13.04 in diluted EPS. Its board also raised the stock repurchase program by $1.0 billion on April 17, 2025, and the company amended its $600 million unsecured credit facility with PNC Bank.
Q1 2025 revenue was $558.6 million, up 9.3% from $511.0 million; GAAP net income was $114.6 million, or $3.67 per diluted share, versus $3.20 a year earlier.
Net new business awards fell 18.8% to $500.0 million, giving a 0.90x book-to-bill ratio; backlog decreased 2.1% to $2,846.0 million.
Board approved a $1.0 billion increase to the stock repurchase program on April 17, 2025; $344.8 million remained under the program at March 31, 2025.
Full-year 2025 guidance: revenue of $2.140 billion to $2.240 billion and GAAP diluted EPS of $12.26 to $13.04.
Zions Bancorporation reported first-quarter 2025 net earnings of $169 million, or $1.13 per diluted share, up from $143 million and $0.96 a year earlier but down from $200 million and $1.34 in the fourth quarter of 2024. Results include a $16 million, or $0.11 per share, income tax charge from revaluing deferred tax assets after new state tax legislation, and the company said the tax law change will reduce taxes on securities income in future periods.
Net earnings $169 million and diluted EPS $1.13, versus $143 million and $0.96 in Q1 2024 and $200 million and $1.34 in Q4 2024
Net interest margin 3.10%, compared with 2.94% a year earlier
Additional income tax expense of $16 million, or $0.11 per share, from revaluation of deferred tax assets
Estimated CET1 capital ratio 10.8%, compared with 10.4%; four California branches acquired from FirstBank added about $630 million in deposits and $420 million in loans
ServisFirst Bancshares reported first-quarter 2025 net income of $63.2 million, or $1.16 per diluted share, up 26.4% and 26.1% respectively from the first quarter of 2024. Compared with the fourth quarter of 2024, net income fell 3.0% from $65.2 million and diluted EPS fell from $1.19. Shareholders get a year-over-year improvement in earnings alongside a small sequential decline, plus higher deposits and loans and a higher capital ratio.
Diluted EPS $1.16 versus $1.19 in Q4 2024 and $0.92 in Q1 2024; the Q1 2024 figure included a $1.8 million FDIC special assessment adjustment.
Net interest income $123.6 million; net interest margin 2.92%, down from 2.96% in Q4 2024 and up from 2.66% in Q1 2024.
Total deposits $14.43 billion, up $885.6 million from Q4 2024; loans $12.89 billion, up $281.0 million.
Annualized net charge-offs 0.19% of average loans, up from 0.09% in Q4 2024; common equity tier 1 capital ratio 11.48%, with regulatory capital ratios for the period described as preliminary.
TrustCo Bank Corp NY reported first quarter 2025 net income of $14.3 million, or $0.75 per diluted share, up 17.7% from $12.1 million, or $0.64 per diluted share, a year earlier. The results were furnished in an 8-K with the earnings press release, which also cites a 10.4% rise in net interest income to $40.4 million and average loans and deposits up 2.1% and 1.9%. The company also announced a stock repurchase program for up to one million shares, about 5% of outstanding common stock.
Net income of $14.3 million, up 17.7% from $12.1 million; diluted EPS of $0.75 vs. $0.64
Net interest income of $40.4 million, up 10.4%; net interest margin of 2.64% vs. 2.44%
Stock repurchase program for up to one million shares, about 5% of outstanding common stock
Nonperforming loans were 0.37% of total loans as of March 31, 2025, unchanged from a year earlier
Bank of Hawaii Corporation reported first-quarter 2025 diluted earnings per common share of $0.97, compared with $0.87 a year earlier and $0.85 in the prior quarter. Net income rose 20.9% from a year earlier to $44.0 million, driven by higher net interest income and a net interest margin of 2.32%. The company also declared a $0.70 quarterly dividend per common share.
Diluted EPS $0.97 versus $0.87 a year earlier and $0.85 in the linked quarter
Net income $44.0 million, up 20.9% from a year earlier and 12.3% from the linked quarter
Net interest income $125.8 million, up 10.4% from a year earlier; net interest margin 2.32% versus 2.11%
Quarterly dividend $0.70 per common share, payable June 13, 2025 to holders of record on May 30, 2025; no shares repurchased in the quarter
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
Briefs marked “Written later” were written in November 2026 for filings that were by then more than three weeks old, so months before mid-October 2026 hold a selection: every material 8-K of the past year for the 100 largest companies we cover and the last 15 important 8-Ks of every other one. Briefs the number check holds back are not shown or counted. Also: the last 45 days, briefs by company, A–Z and the live SEC filings wire.