1,086 material Form 8-K filings that 883 companies we cover made with the SEC in July 2025, each read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). All of them were written later, when past filings were added: a selection, not every 8-K of the month (see the note below).
Navient reported second-quarter 2025 results on July 30, 2025, furnished in an 8-K. GAAP net income was $14 million, or $0.13 per diluted share, down from $36 million, or $0.32, a year earlier, though up from a $2 million net loss in the first quarter. Core Earnings were $21 million, or $0.20 per diluted share, compared with $33 million, or $0.29, a year earlier.
GAAP net income $14 million ($0.13 diluted EPS) vs. $36 million ($0.32) in Q2 2024; Q1 2025 was a $2 million net loss
Core Earnings $21 million ($0.20 diluted EPS) vs. $33 million ($0.29) in Q2 2024
Provision for loan losses rose to $37 million from $14 million a year earlier, citing higher delinquencies and a weaker macroeconomic outlook
Repurchased $24 million of common shares in the quarter; $52 million of repurchase authority remains
First Commonwealth Financial reported second quarter 2025 GAAP net income of $33.4 million, or $0.32 per diluted share, down from $37.1 million, or $0.36 per share, a year earlier. Core net income, a non-GAAP measure, rose to $39.5 million, or $0.38 per share, from $32.8 million, or $0.32 per share, in the first quarter, and the company declared a quarterly dividend of $0.135 per share.
GAAP net income was $33.4 million, or $0.32 per diluted share, versus $32.7 million in Q1 2025 and $37.1 million in Q2 2024.
Core net income was $39.5 million, or $0.38 per share, versus $32.8 million in Q1 2025 and $37.1 million in Q2 2024.
Net interest margin (FTE) rose to 3.83% from 3.62% in the prior quarter; merger and acquisition expense was $4.0 million.
Quarterly dividend of $0.135 per share is payable August 22, 2025 to holders of record on August 8, 2025; the board authorized an additional $25 million share repurchase program on July 29, 2025.
Ashland reported preliminary third-quarter fiscal 2025 sales of $463 million, down 15 percent from $544 million a year earlier, and a net loss of $742 million, or $(16.21) per diluted share, mainly due to a non-cash goodwill impairment charge of $706 million. The company also narrowed its full-year fiscal 2025 outlook to sales of $1.825 billion to $1.850 billion and Adjusted EBITDA of $400 million to $410 million, with current assumptions weighted toward the lower end. For shareholders, the large charge and weaker sales and Adjusted EBITDA are the key takeaways, and the results remain preliminary until the Form 10-Q is filed.
Q3 sales of $463 million, down 15 percent; Portfolio Optimization reduced sales by about $53 million, or 10 percent
Net loss of $742 million, or $(16.21) per diluted share, including the $706 million goodwill impairment charge
Adjusted EBITDA of $113 million, down 19 percent from $139 million a year earlier
Full-year fiscal 2025 outlook narrowed to sales of $1.825 billion to $1.850 billion and Adjusted EBITDA of $400 million to $410 million
Pebblebrook Hotel Trust reported results for the three months ended June 30, 2025, in a press release furnished as Exhibit 99.1. Second-quarter net income fell to $19.3 million from $32.2 million a year earlier, while total revenues rose to $407.5 million from $397.1 million. The company narrowed its full-year 2025 outlook, raising the midpoint of its adjusted EBITDAre range by $2.0 million, and will hold an earnings call on July 30, 2025.
Q2 2025 net income was $19.3 million versus $32.2 million in Q2 2024; diluted EPS was $0.06 versus $0.16.
Q2 2025 total revenues were $407.5 million versus $397.1 million; adjusted EBITDAre was $117.0 million versus $123.5 million.
2025 adjusted EBITDAre outlook is $332.5 million to $347.5 million, with the midpoint up $2.0 million; net loss outlook is ($26.5) million to ($12.0) million.
Q3 2025 adjusted FFO per diluted share outlook is $0.45 to $0.51.
O-I Glass reported a second-quarter 2025 net loss of $0.03 per diluted share, compared with earnings of $0.36 a year earlier, mostly due to $108 million in restructuring and asset impairment charges tied to halting the MAGMA program. Adjusted EPS rose to $0.53 from $0.44, and the company raised its full-year 2025 adjusted EPS guidance to $1.30 to $1.55 from $1.20 to $1.50.
Q2 2025 net loss attributable to the company of $0.03 per diluted share, versus $0.36 in Q2 2024; adjusted EPS $0.53 versus $0.44
Net sales of $1.7 billion, consistent with the prior year, with shipment volume down about 3 percent
Full-year 2025 adjusted EPS guidance raised to $1.30 to $1.55; free cash flow guidance unchanged at $150 to $200 million
Charges of approximately $45 million expected in Q3 2025 from the planned closure of one Americas plant and suspension of one furnace
Chemed reported second-quarter 2025 revenue up 3.8% to $618.8 million, but GAAP diluted earnings per share fell 23.2% to $3.57. The company cut its full-year 2025 EPS guidance to $22.00 to $22.30 from $24.95 to $25.45, citing a larger Medicare Cap billing limitation at VITAS, and said VITAS CEO Nicholas M. Westfall is resigning, with Joel L. Wherley to succeed him.
Q2 2025 revenue rose 3.8% to $618.8 million; GAAP diluted EPS was $3.57, down 23.2%, and adjusted diluted EPS was $4.27, down 21.9%.
Full-year 2025 EPS guidance revised to $22.00 to $22.30, versus the previously issued $24.95 to $25.45.
VITAS estimates a $19 million Florida Medicare Cap billing limitation for the cap year ending September 30, 2025, and accrued $16.4 million in Q2 2025.
Nicholas M. Westfall resigns as Chairman and CEO of VITAS effective July 29, 2025, and will remain an Executive Vice President through December 1, 2025; Joel L. Wherley will succeed him as VITAS CEO.
Kadant reported second-quarter 2025 results with revenue down 7% to $255.3 million and net income down 16% to $26.2 million, while bookings rose 7% to $269.4 million. The company kept its full-year revenue and adjusted EPS guidance but lowered its GAAP EPS guidance by $0.08 at the midpoint, reflecting higher acquisition-related costs.
Revenue fell 7% to $255.3 million; organic revenue fell 8%
Bookings rose 7% to $269.4 million; ending backlog was $299 million
GAAP EPS fell 17% to $2.22 and adjusted EPS fell 18% to $2.31; operating cash flow rose 44% to $40.5 million
Full-year revenue guidance of $1.020 to $1.040 billion and adjusted EPS of $9.05 to $9.25 maintained; GAAP EPS guidance revised to $8.89 to $9.09 from $8.97 to $9.17
Unum Group reported second-quarter 2025 net income of $335.6 million, or $1.92 per diluted share, down from $389.5 million, or $2.05 per share, a year earlier, while total revenue rose to $3,361.4 million from $3,233.4 million. The company revised its full-year 2025 after-tax adjusted operating income per share outlook to approximately $8.50, compared with $8.44 in full-year 2024, and said it expects full-year share repurchases at the top end of its $500 million to $1.0 billion range.
Q2 2025 net income was $335.6 million ($1.92 per diluted share) versus $389.5 million ($2.05) in Q2 2024.
After-tax adjusted operating income was $361.1 million ($2.07 per diluted share) versus $411.4 million ($2.16) a year earlier.
Full-year 2025 adjusted operating income per share outlook revised to approximately $8.50, compared with $8.44 in 2024.
Company repurchased $300 million of shares in the quarter and year-to-date purchases reached $500 million.
American Assets Trust reported second-quarter 2025 results that showed lower per-share funds from operations (FFO) and net income than a year earlier, while the company raised the low end of its 2025 FFO guidance. The guidance change is modest, but the quarterly decline in core per-share earnings is the main point for shareholders to weigh.
Q2 2025 FFO per diluted share, excluding lease termination fees and litigation income, was $0.51, down from $0.60 in Q2 2024
Q2 2025 net income available to common stockholders was $5.5 million, or $0.09 per diluted share, versus $11.9 million in Q2 2024
2025 FFO per diluted share guidance raised to $1.89 to $2.01 from $1.87 to $2.01, a midpoint of $1.95, about 1% higher
Same-store cash net operating income fell 0.3% in Q2 2025 year over year, while six-month same-store cash NOI rose 1.4%
JBG SMITH reported results for the quarter ended June 30, 2025. Core FFO attributable to common shareholders was $12.7 million, or $0.19 per diluted share, up from $0.18 a year earlier, while FFO fell to $10.0 million from $14.3 million. The company also sold $452.0 million of assets and repurchased $184.9 million of its shares in the quarter, shifting capital from multifamily toward office.
Q2 2025 Core FFO was $12.7 million, or $0.19 per diluted share, versus $16.1 million, or $0.18, in Q2 2024.
Q2 2025 FFO was $10.0 million, or $0.15 per diluted share, versus $14.3 million, or $0.16, a year earlier.
Q2 2025 net loss was $19.2 million, or $0.29 per diluted share, versus a net loss of $24.4 million, or $0.27, in Q2 2024.
Same Store NOI at the company's share decreased 3.0% to $59.5 million, and the company repurchased 11.2 million shares for $184.9 million in the quarter.
Northwest Bancshares reported second quarter 2025 net income of $34 million, or $0.26 per diluted share, up from $5 million a year earlier but down from $43 million, or $0.34 per share, in the first quarter. Net interest income fell 6.6% from the prior quarter, while the company also declared a $0.20 quarterly dividend, its 123rd consecutive quarterly cash dividend.
Net income of $34 million ($0.26 per diluted share) vs. $43 million ($0.34) in Q1 2025 and $5 million ($0.04) in Q2 2024
Adjusted net income (non-GAAP) of $38 million ($0.30 per diluted share), vs. $44 million ($0.35) in Q1 2025
Net interest margin of 3.56%, down from 3.87% in Q1 2025 and up from 3.20% a year earlier
Classified loans rose to $518 million, or 4.57% of total loans, at June 30, 2025, from $279 million at March 31, 2025; quarterly dividend of $0.20 per share payable August 19, 2025
Mondelēz reported second-quarter 2025 net revenues up 7.7% to $8,984 million, with diluted EPS up 8.9% to $0.49. Adjusted EPS fell 14.5% on a constant currency basis to $0.73, and the company kept its 2025 outlook for Adjusted EPS to decline about 10% on a constant currency basis due to cocoa cost inflation. Shareholders also get a 6% quarterly dividend increase to $0.50 per share.
Net revenues were $8,984 million, up 7.7%, with organic net revenue growth of 5.6%
Diluted EPS was $0.49, up 8.9%; adjusted EPS was $0.73, down 12.0% reported and 14.5% in constant currency
2025 outlook maintained: organic net revenue growth of about 5% and Adjusted EPS decline of about 10% in constant currency
Quarterly dividend raised 6% to $0.50 per share, payable October 14, 2025, to holders of record as of September 30, 2025
Qorvo reported fiscal 2026 first-quarter results ended June 28, 2025, with revenue of $818.8 million, down 7.7% from $886.7 million a year earlier, while non-GAAP diluted EPS rose to $0.92 from $0.87. GAAP diluted EPS was $0.27, up from $0.00. The company guided September-quarter revenue to approximately $1.025 billion, plus or minus $50 million, and non-GAAP diluted EPS to $2.00, plus or minus $0.25, which matters to shareholders because it signals a large expected sequential rebound.
Q1 fiscal 2026 revenue was $818.8 million, down from $869.5 million in Q4 fiscal 2025 and $886.7 million in Q1 fiscal 2025.
Non-GAAP gross margin was 44.0% and non-GAAP operating income was $108.2 million, compared with $98.1 million a year earlier.
GAAP net income was $25.6 million, or $0.27 per diluted share, compared with $0.4 million, or $0.00 per share, a year earlier.
September 2025 quarter outlook: revenue of approximately $1.025 billion (plus or minus $50 million), non-GAAP gross margin of 48% to 50%, and non-GAAP diluted EPS of $2.00 (plus or minus $0.25).
Arch Capital Group reported second-quarter 2025 net income available to common shareholders of $1.2 billion, or $3.23 per diluted share, down from $1.3 billion, or $3.30 per share, a year earlier. Operating income was $979 million, or $2.58 per share, roughly flat with $2.57 per share in the 2024 quarter, while net premiums earned rose 21.7% and book value per share reached $59.17. The mixed results reflect higher premium volume and underwriting income offset by a weaker combined ratio and lower reported net income.
Net income available to common shareholders was $1.2 billion, or $3.23 per share, vs. $1.3 billion, or $3.30 per share, in the second quarter of 2024.
After-tax operating income was $979 million, or $2.58 per share, vs. $981 million, or $2.57 per share, a year earlier.
Underwriting income rose 7.3% to $818 million, and the combined ratio excluding catastrophic activity and prior year development was 80.9%, up from 76.7%.
Share repurchases totaled approximately $163 million, and book value per common share was $59.17 at June 30, 2025, up 7.3% from March 31, 2025.
STAG Industrial reported second-quarter 2025 results on July 29, 2025. Core FFO per diluted share rose 3.3% to $0.63, and Cash NOI rose 8.9% to $161.7 million, but net income attributable to common stockholders fell 16.4% to $50.0 million, or $0.27 per share, as gains on property sales were lower than a year earlier.
Core FFO per diluted share was $0.63 for the quarter, up from $0.61 in the second quarter of 2024.
Net income attributable to common stockholders was $50.0 million, down from $59.7 million; per-share net income was $0.27 versus $0.33.
Cash NOI rose 8.9% to $161.7 million, and total occupancy was 96.3% as of June 30, 2025.
The company sold one building for $9.1 million and acquired one for $18.4 million in the quarter; a $550 million unsecured notes financing was funded on June 25, 2025.
Werner Enterprises reported second-quarter 2025 results, with total revenues of $753.1 million, down 1% from a year earlier. GAAP net income attributable to Werner rose 366% to $44.1 million, mainly because of a $45.7 million net liability reversal tied to a Texas Supreme Court ruling, while non-GAAP adjusted diluted EPS fell 36% to $0.11. The company also narrowed its 2025 net capital expenditure guidance to $145 million to $185 million.
Total revenues were $753.1 million, down $7.7 million or 1% year over year; Logistics revenue rose 6%, while Truckload Transportation Services revenue fell 4%.
GAAP diluted EPS was $0.72, up from $0.15; the company cited a $45.7 million net liability reversal from the Texas Supreme Court ruling as a non-GAAP adjustment.
Non-GAAP adjusted diluted EPS was $0.11, down 36% from $0.17, and adjusted operating margin was 2.2%, down 60 basis points.
2025 net capital expenditure guidance was lowered to $145 million to $185 million from $185 million to $235 million, and the TTS year-end truck count guidance was narrowed to 1% to 4% from 1% to 5%.
W. P. Carey reported second quarter 2025 revenues of $430.8 million, up 10.5% from a year earlier, and AFFO of $1.28 per diluted share, up 9.4%. The company raised its full-year 2025 AFFO guidance to $4.87 to $4.95 per diluted share, but net income attributable to the company fell 64.2% to $51.2 million, mainly due to a $69.0 million mark-to-market loss on its Lineage shares.
Q2 2025 revenues, including reimbursable costs, were $430.8 million, up 10.5% from $389.7 million in Q2 2024.
AFFO was $1.28 per diluted share, up from $1.17; net income attributable to W. P. Carey was $51.2 million, or $0.23 per diluted share, versus $142.9 million in Q2 2024.
2025 AFFO guidance was raised to $4.87 to $4.95 per diluted share, based on investment volume of $1.4 billion to $1.8 billion.
Quarterly dividend was increased to $0.900 per share, a 3.4% rise from the 2024 second quarter, and paid on July 15, 2025.
Avis Budget Group reported second quarter 2025 revenues of $3.0 billion, essentially flat from a year earlier, and net income attributable to the company of $4 million, down from $14 million. Adjusted EBITDA, a non-GAAP measure, rose 29% to $277 million, but higher restructuring charges and other items weighed on GAAP profit, which matters to shareholders because per-share earnings fell to $0.10 from $0.41.
Net income attributable to Avis Budget Group was $4 million, or $0.10 per diluted share, versus $14 million, or $0.41, in the second quarter of 2024.
Revenues were $3,039 million versus $3,048 million a year earlier, and Adjusted EBITDA rose to $277 million from $214 million.
Restructuring and other related charges were $59 million, compared with $14 million in the prior-year quarter.
On July 29, 2025, the company announced a partnership with Waymo to launch fully autonomous ride-hailing operations in Dallas, Texas.
Norfolk Southern reported second-quarter 2025 revenue of $3.1 billion and diluted earnings per share of $3.41, up from $3.25 a year earlier, and narrowed its full-year revenue growth outlook to 2%-3%. The same day, it agreed to combine with Union Pacific in a stock and cash deal valued at an implied $320 per share, which would change what Norfolk Southern shareholders receive.
Under the agreement, Norfolk Southern shareholders receive 1.0 Union Pacific common share and $88.82 in cash per share; the implied total enterprise value is $85 billion, based on Union Pacific's July 16, 2025 closing price.
Q2 2025 net income was $768 million, up from $737 million; railway operating revenues were $3.1 billion, an increase of $66 million.
For 2025, the company expects revenue growth of 2%-3% and an adjusted operating ratio improvement of 100-150 basis points versus 2024, but says third-quarter 2025 is expected to be pressured.
Norfolk Southern will not hold a second-quarter 2025 earnings call because of the announcement; a joint investor call with Union Pacific is set for 8:30 AM ET on July 29, 2025.
Franklin Electric reported second quarter 2025 net sales of $587.4 million, up 8% from the prior year, and operating income of $88.1 million, up 11%. It kept its full-year 2025 guidance but said it expects a non-cash pension plan termination in the third quarter that will reduce EPS by approximately $1.00 per share, which is not included in that guidance.
Q2 net sales $587.4 million vs $543.3 million; operating income $88.1 million vs $79.1 million; operating margin 15.0%
Q2 diluted EPS $1.31 vs $1.26 in Q2 2024
Full-year 2025 guidance maintained: sales $2.09 billion to $2.15 billion; EPS $3.95 to $4.25
Third-quarter US Pension Plan termination expected to have a non-cash EPS impact of approximately $1.00 per share; operating cash flow for first six months was $32.0 million vs $35.0 million
Johnson Controls reported fiscal third-quarter 2025 sales of $6.1 billion, up 3% from a year earlier and up 6% organically, and raised its full-year fiscal 2025 adjusted EPS guidance to $3.65 to $3.68 from about $3.60. GAAP earnings per share from continuing operations fell to $0.94 from $1.27, so shareholders see stronger sales and guidance alongside lower reported profit.
Q3 sales of $6.1 billion rose 3% as reported and 6% organically versus the prior-year quarter.
GAAP EPS from continuing operations was $0.94 versus $1.27 a year earlier; adjusted EPS was $1.05.
Full-year fiscal 2025 adjusted EPS guidance raised to $3.65 to $3.68, previously about $3.60.
Fiscal Q4 adjusted EPS guidance set at $1.14 to $1.17.
Baker Hughes agreed to buy Chart Industries in an all-cash deal valued at $13.6 billion in enterprise value, with Chart shareholders receiving $210 per share. Baker Hughes has a $14.9 billion bridge loan commitment to fund the deal, and the companies expect to complete it by mid-year 2026, subject to Chart shareholder and regulatory approvals.
Chart shareholders will receive $210 per share in cash; enterprise value is $13.6 billion
Baker Hughes has a bridge loan commitment of up to $14.9 billion, expected to be replaced with permanent debt financing before close
Baker Hughes projects net leverage of 2.25x at close, de-leveraging to 1.0-1.5x within 24 months after close
Chart would pay Baker Hughes a $250 million termination fee under specified circumstances; Baker Hughes would pay $500 million in certain regulatory or legal failure cases
Eagle Materials reported results for the fiscal first quarter ended June 30, 2025. Revenue rose 4% to a record $634.7 million, but net earnings fell 8% to $123.4 million and diluted EPS fell 5% to $3.76, so shareholders saw higher sales alongside lower profit. The company also repurchased about 358,000 shares for $79 million.
Revenue of $634.7 million, up 4%; net earnings of $123.4 million, down 8%
Diluted EPS of $3.76, down 5%; Adjusted EBITDA of $215.0 million, down 4%
Repurchased about 358,000 shares for $79 million; debt of $1.3 billion and net leverage of 1.6x at quarter end
Stanley Black & Decker reported second quarter 2025 net sales of $3.9 billion, down 2% from a year earlier, as slow outdoor buying and tariff-related shipment disruptions weighed on volume. GAAP earnings per share were $0.67 against a loss of $(0.07) a year earlier, helped by a tax benefit, while adjusted EPS was $1.08. The company's base-case 2025 GAAP EPS planning figure is $3.45 (+/- $0.10), with a tariff impact of about $0.65 per share net of mitigation.
Net sales were $3,945.2 million, down from $4,024.4 million; gross margin fell to 27.0% from 28.4%.
GAAP diluted EPS was $0.67 versus a $(0.07) loss a year earlier; adjusted EPS was $1.08, including a tax rate benefit.
Base-case 2025 planning assumptions: GAAP EPS $3.45 (+/- $0.10), adjusted EPS about $4.65, free cash flow target about $600 million.
Gross annualized tariff impact is estimated at about $800 million; net negative 2025 EPS impact is about $0.65.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
Briefs marked “Written later” were written in November 2026 for filings that were by then more than three weeks old, so months before mid-October 2026 hold a selection: every material 8-K of the past year for the 100 largest companies we cover and the last 15 important 8-Ks of every other one. Briefs the number check holds back are not shown or counted. Also: the last 45 days, briefs by company, A–Z and the live SEC filings wire.