924 material Form 8-K filings that 737 companies we cover made with the SEC in January 2026, each read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). All of them were written later, when past filings were added: a selection, not every 8-K of the month (see the note below).
WaFd, Inc. reported net income of $64.2 million, or $0.79 per diluted common share, for the quarter ended December 31, 2025, up from $0.72 in the prior quarter and $0.54 a year earlier. Non-performing assets and delinquencies also rose, and the company recorded a $3.5 million provision for credit losses, so shareholders face higher credit-quality risk alongside the earnings gain.
Net income of $64.2 million, up 6% from $60.6 million in the prior quarter and 36% from $47.3 million a year earlier
Diluted EPS of $0.79, compared with $0.72 in the prior quarter and $0.54 a year earlier
Non-performing assets rose to $203 million, or 0.75% of total assets, from $143 million, or 0.54%, at September 30, 2025
Company repurchased 1,950,013 shares at a weighted average price of $29.75 during the quarter
State Street reported fourth-quarter and full-year 2025 results on January 16, 2026. Total revenue rose 7% year over year to $3.7 billion, but diluted EPS fell 2% to $2.42 and net income fell 5% to $747 million, as total expenses rose 12% including $206 million in net notable items. Excluding notable items, EPS was $2.97.
Total revenue of $3,667 million in 4Q25, up 7% from 4Q24; total fee revenue rose 8%.
Diluted EPS of $2.42 versus $2.46 in 4Q24; $2.97 excluding notable items.
Net income of $747 million, down 5% year over year; pre-tax margin was 25.0% versus 28.1%.
Repositioning charges of $226 million in 4Q25, mainly workforce rationalization and real estate footprint optimization; State Street returned $635 million to common shareholders, including $400 million of buybacks.
PNC reported fourth quarter 2025 net income of $2.0 billion, or $4.88 per diluted share, up from $3.77 a year earlier, and full year 2025 net income of $7.0 billion, or $16.59 per diluted share, compared with $13.74 in 2024. The company also said it expects first quarter 2026 share repurchases of $600 million to $700 million and completed its FirstBank acquisition on January 5, 2026.
Q4 2025 revenue of $6.1 billion was a record, up 3% from the third quarter and 9% from the fourth quarter of 2024.
Full year 2025 revenue was $23.1 billion, and net income was $7.0 billion, or $16.59 per diluted share.
Expected first quarter 2026 share repurchases are $600 million to $700 million.
FirstBank had $26 billion of assets at the January 5, 2026 close, and its results will be reported from the first quarter of 2026.
M&T Bank reported fourth-quarter 2025 net income of $759 million, or $4.67 per diluted share, up from $681 million, or $3.86 per share, a year earlier but down from $792 million in the third quarter. For full-year 2025, net income was $2.85 billion, or $17.00 per diluted share, compared with $14.64 in 2024. The results show higher year-over-year earnings per share, while the sequential quarterly decline reflects lower other revenues and higher expenses.
Q4 2025 net income was $759 million, up 12% from $681 million in Q4 2024 and down from $792 million in Q3 2025.
Q4 2025 diluted earnings per share were $4.67, compared with $3.86 in Q4 2024 and $4.82 in Q3 2025.
Full-year 2025 diluted earnings per share were $17.00, up 16% from $14.64 in 2024.
M&T repurchased 2.7 million shares in Q4 2025 for a total cost of $507 million; the CET1 capital ratio was estimated at 10.84% at December 31, 2025.
Regions Financial reported preliminary fourth-quarter 2025 net income available to common shareholders of $514 million, or $0.58 per diluted share, and full-year 2025 diluted EPS of $2.30, up from $1.93 in 2024. Fourth-quarter total revenue rose 5.8% from a year earlier, but profit fell from the third quarter, which the company partly attributed to a $26 million increase in state income tax reserves.
Q4 2025 net income available to common shareholders was $514 million, down from $548 million in Q3 2025
Full-year 2025 diluted EPS was $2.30 versus $1.93 in 2024; adjusted full-year EPS was $2.33
Q4 2025 total revenue was $1.921 billion, up 5.8% from Q4 2024
In Q4 the company repurchased about 17 million shares for $430 million and declared $231 million in common dividends
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
Briefs marked “Written later” were written in November 2026 for filings that were by then more than three weeks old, so months before mid-October 2026 hold a selection: every material 8-K of the past year for the 100 largest companies we cover and the last 15 important 8-Ks of every other one. Briefs the number check holds back are not shown or counted. Also: the last 45 days, briefs by company, A–Z and the live SEC filings wire.