Encore Capital posts 2025 net income of $256.8 million, guides 2026 EPS to $12.00
Encore Capital Group reported fourth-quarter and full-year 2025 results, with full-year net income of $256.8 million, or $10.91 per diluted share, compared with a net loss of $139.2 million in 2024. The company projects 2026 earnings per share of $12.00, an increase of 10%, and global collections of $2.7 billion, up 5%.
- Full-year 2025 revenues were $1.77 billion, up 34% from $1.32 billion in 2024.
- Fourth-quarter 2025 net income was $76.7 million, or $3.37 per diluted share, versus a net loss of $225.3 million, or $9.42 per share, in the same quarter of 2024.
- The company repurchased about 9% of its shares outstanding in 2025 for $89.5 million.
- For 2026, the company expects global portfolio purchases of $1.4 billion to $1.5 billion.