Seasonality
CACC seasonality — Credit Acceptance
Over the last 11 years, CACC's strongest month on average has been June (+5.7%) and its weakest September (-6.2%).
Average return by month
Month-by-month statistics
| Month | Avg | Median | Up % | Best | Worst | Yrs |
|---|---|---|---|---|---|---|
| Jan | +0.71% | +1.75% | 60% | +12.3% | -21.5% | 10 |
| Feb | -1.60% | -3.49% | 30% | +10.5% | -6.0% | 10 |
| Mar | -3.80% | -0.45% | 40% | +5.0% | -36.6% | 10 |
| Apr | +5.55% | +5.76% | 70% | +21.9% | -6.9% | 10 |
| May | +5.08% | +6.25% | 60% | +18.7% | -8.9% | 10 |
| Jun | +5.66% | +6.37% | 90% | +19.6% | -20.5% | 10 |
| Jul | +5.12% | +7.65% | 60% | +21.6% | -10.7% | 10 |
| Aug | -0.06% | -0.16% | 50% | +19.6% | -18.9% | 10 |
| Sep | -6.24% | -6.63% | 30% | +2.9% | -17.7% | 10 |
| Oct | -4.27% | -4.17% | 30% | +6.3% | -12.5% | 10 |
| Nov | +4.53% | +3.27% | 78% | +17.1% | -3.5% | 9 |
| Dec | +4.92% | +4.78% | 70% | +16.6% | -6.8% | 10 |
Monthly returns heat map — CACC
price return, %| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Year |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 12.3 | -5.0 | -10.5 | 19.2 | 13.6 | 11.0 | -10.7 | 5.4 | -11.5 | -12.4 | 13.9 | +19.4% | |
| 2025 | 8.2 | -3.0 | 4.9 | -5.6 | -2.1 | 6.7 | -3.8 | 5.0 | -9.3 | -4.2 | 3.3 | -4.0 | -5.5% |
| 2024 | 1.6 | 2.3 | -0.4 | -6.9 | -4.5 | 4.9 | 11.7 | -18.9 | -5.0 | -4.2 | 17.1 | -5.7 | -11.9% |
| 2023 | -2.5 | -4.0 | -1.9 | 12.3 | -8.9 | 14.0 | 9.6 | -9.8 | -8.3 | -12.5 | 13.6 | 16.6 | +12.3% |
| 2022 | -21.5 | 2.0 | 0.1 | -6.9 | 16.2 | -20.5 | 21.6 | -7.6 | -17.7 | 6.3 | 1.8 | 0.1 | -31.0% |
| 2021 | 11.4 | -5.9 | -0.8 | 9.6 | 13.3 | 1.5 | 6.8 | 19.6 | 1.0 | 2.2 | 4.5 | 10.1 | +98.7% |
| 2020 | -3.0 | -6.0 | -36.6 | 21.9 | 18.7 | 13.3 | 11.7 | -17.3 | -12.4 | -12.0 | 0.1 | 16.0 | -21.8% |
| 2019 | 4.3 | 10.5 | 2.7 | 9.8 | -8.0 | 6.0 | -1.2 | -5.3 | 1.9 | -5.1 | -1.7 | 2.8 | +15.9% |
| 2018 | 1.9 | -4.6 | 5.0 | 0.1 | 6.7 | 0.1 | 8.6 | 19.1 | -4.1 | -3.1 | -3.5 | -6.8 | +18.0% |
| 2017 | -5.6 | -2.4 | -0.5 | 1.9 | 5.8 | 19.6 | -3.1 | 9.3 | 2.9 | 2.3 | 5.6 | 6.8 | +48.7% |
| 2016 | 13.4 |