Seasonality
FICO seasonality — Fair Isaac
Over the last 11 years, FICO's strongest month on average has been November (+14.2%) and its weakest September (-7.8%).
Average return by month
Month-by-month statistics
| Month | Avg | Median | Up % | Best | Worst | Yrs |
|---|---|---|---|---|---|---|
| Jan | +4.11% | +5.41% | 70% | +20.4% | -13.4% | 10 |
| Feb | +0.89% | +1.17% | 60% | +10.0% | -6.5% | 10 |
| Mar | -2.89% | -0.93% | 30% | +9.6% | -24.2% | 10 |
| Apr | +1.06% | +3.29% | 70% | +14.7% | -19.9% | 10 |
| May | +6.15% | +7.23% | 70% | +22.0% | -13.2% | 10 |
| Jun | +3.69% | +4.44% | 70% | +15.4% | -4.5% | 10 |
| Jul | +2.53% | +4.22% | 80% | +15.2% | -21.4% | 10 |
| Aug | +1.99% | +1.84% | 60% | +14.7% | -12.2% | 10 |
| Sep | -7.75% | -2.82% | 20% | +12.3% | -48.4% | 10 |
| Oct | +2.70% | +1.36% | 70% | +20.0% | -15.7% | 10 |
| Nov | +14.18% | +19.16% | 89% | +29.4% | -11.3% | 9 |
| Dec | +1.04% | -0.29% | 50% | +22.8% | -16.2% | 10 |
Monthly returns heat map — FICO
price return, %| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Year |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -13.4 | -3.7 | -24.2 | -4.0 | 22.0 | -4.5 | -6.0 | 2.2 | -48.4 | 20.0 | -0.9 | -58.3% | |
| 2025 | -5.9 | 0.7 | -2.2 | 7.9 | -13.2 | 5.9 | -21.4 | 5.9 | -1.6 | 10.9 | 8.8 | -6.4 | -15.1% |
| 2024 | 3.0 | 5.9 | -1.6 | -9.3 | 13.8 | 15.4 | 7.5 | 8.1 | 12.3 | 2.5 | 19.2 | -16.2 | +71.0% |
| 2023 | 11.2 | 1.7 | 3.7 | 3.6 | 8.2 | 2.7 | 3.5 | 8.0 | -4.0 | -2.6 | 28.6 | 7.0 | +94.5% |
| 2022 | 14.1 | -4.8 | -1.0 | -19.9 | 9.7 | -2.1 | 15.2 | -2.7 | -8.3 | 16.2 | 29.4 | -3.4 | +38.0% |
| 2021 | -11.9 | 1.6 | 6.2 | 7.3 | -2.9 | -0.7 | 4.2 | -12.2 | -13.4 | 0.1 | -11.3 | 22.8 | -15.1% |
| 2020 | 7.4 | -6.5 | -18.2 | 14.7 | 14.1 | 3.8 | 5.1 | -4.2 | 1.1 | -8.0 | 20.8 | 8.1 | +36.4% |
| 2019 | 20.4 | 10.0 | 9.6 | 3.0 | 5.8 | 6.1 | 10.6 | 1.5 | -13.9 | 0.2 | 20.9 | 1.9 | +100.4% |
| 2018 | 12.7 | -1.6 | -0.3 | 2.2 | 6.3 | 5.0 | 4.2 | 14.7 | -1.1 | -15.7 | 3.1 | -5.9 | +22.1% |
| 2017 | 3.4 | 5.5 | -0.9 | 5.1 | -2.1 | 5.1 | 2.2 | -1.3 | -0.2 | 3.3 | 8.2 | -2.5 | +28.5% |
| 2016 | 4.9 |