Seasonality
SYF seasonality — Synchrony Financial
Over the last 11 years, SYF's strongest month on average has been November (+7.9%) and its weakest March (-10.2%).
Average return by month
Month-by-month statistics
| Month | Avg | Median | Up % | Best | Worst | Yrs |
|---|---|---|---|---|---|---|
| Jan | +1.51% | +0.27% | 50% | +28.1% | -12.9% | 10 |
| Feb | -0.68% | -1.17% | 50% | +14.9% | -12.0% | 10 |
| Mar | -10.21% | -6.61% | 20% | +5.1% | -44.7% | 10 |
| Apr | +3.86% | +3.87% | 70% | +23.0% | -18.9% | 10 |
| May | +1.92% | +1.78% | 60% | +11.0% | -6.2% | 10 |
| Jun | +3.58% | +7.10% | 80% | +15.8% | -25.4% | 10 |
| Jul | +2.34% | +1.75% | 60% | +21.2% | -13.3% | 10 |
| Aug | +1.97% | +1.63% | 60% | +12.1% | -10.7% | 10 |
| Sep | -2.58% | -1.81% | 30% | +6.4% | -13.9% | 10 |
| Oct | +3.17% | +4.22% | 60% | +26.1% | -8.2% | 10 |
| Nov | +7.94% | +5.77% | 78% | +22.4% | -10.0% | 9 |
| Dec | +2.61% | +4.26% | 60% | +18.0% | -12.6% | 10 |
Monthly returns heat map — SYF
price return, %| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Year |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -12.9 | -4.8 | -1.6 | 12.0 | -6.2 | 6.5 | -0.3 | 1.7 | -7.9 | 6.2 | -2.1 | -11.6% | |
| 2025 | 6.1 | -12.0 | -12.8 | -1.9 | 11.0 | 15.8 | 4.4 | 9.6 | -6.9 | 4.7 | 4.0 | 7.8 | +28.4% |
| 2024 | 1.8 | 6.2 | 4.4 | 2.0 | -0.4 | 7.7 | 7.6 | -1.0 | -0.8 | 10.6 | 22.4 | -3.7 | +70.2% |
| 2023 | 11.8 | -2.8 | -18.6 | 1.5 | 4.9 | 9.6 | 1.8 | -6.5 | -5.3 | -8.2 | 15.4 | 18.0 | +16.2% |
| 2022 | -8.2 | 0.5 | -18.6 | 5.8 | 0.6 | -25.4 | 21.2 | -2.2 | -13.9 | 26.1 | 5.7 | -12.6 | -29.2% |
| 2021 | -3.0 | 14.9 | 5.1 | 7.6 | 8.4 | 2.3 | -3.1 | 5.8 | -1.8 | -5.0 | -3.6 | 3.6 | +33.6% |
| 2020 | -10.0 | -10.2 | -44.7 | 23.0 | 2.9 | 8.8 | -0.1 | 12.1 | 5.5 | -4.4 | 21.8 | 13.9 | -3.6% |
| 2019 | 28.1 | 8.6 | -2.2 | 8.7 | -3.0 | 3.1 | 3.5 | -10.7 | 6.4 | 3.8 | 5.8 | -3.7 | +53.5% |
| 2018 | 2.8 | -8.3 | -7.9 | -1.1 | 4.4 | -3.6 | -13.3 | 9.4 | -1.9 | -7.1 | -10.0 | -9.7 | -39.2% |
| 2017 | -1.2 | 1.2 | -5.3 | -18.9 | -3.4 | 11.1 | 1.7 | 1.6 | 0.8 | 5.1 | 10.0 | 7.6 | +6.5% |
| 2016 | 5.0 |