ACNB Corporation Q3 net income rises to $15.7 million, or $1.55 per diluted share
ACNB Corporation reported net income of $15.7 million, or $1.55 per diluted share, for the three months ended September 30, 2026, up from $15.2 million, or $1.49 per diluted share, in the prior quarter and $14.9 million, or $1.42 per diluted share, a year earlier. Results were supported by higher net interest income of $34.8 million, while a $970 thousand increase in the allowance for credit losses, tied mainly to one isolated credit issue, and a rise in non-performing loans to 0.45% of total loans were the main credit-related changes.
Key points
- Net income of $15.7 million versus $15.2 million for the quarter ended June 30, 2026 and $14.9 million for the quarter ended September 30, 2025
- Diluted earnings per share of $1.55, compared with $1.49 in the prior quarter and $1.42 a year earlier
- Net interest income of $34.8 million, up $773 thousand from the prior quarter and $2.6 million from a year earlier
- Allowance for credit losses rose to $25.0 million, and non-performing loans were 0.45% of total loans, net of unearned income, compared with 0.41% in the prior quarter
The filing
Written by AI on Nov 9, 2026, 8:51 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 22, 2026.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.