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AI brief of an SEC Form 8-K · Amerisafe (AMSF)

AMERISAFE Q1 2025 net income falls 47% to $8.9 million; premiums earned up 0.6%

Mixed Impact 3 of 5 earnings Written later

AMERISAFE reported first-quarter 2025 results, with net income falling 47.1% to $8.9 million and diluted earnings per share falling to $0.47 from $0.88. Net premiums earned rose 0.6% to $68.9 million, and gross premiums written rose 4.6% to $83.8 million, but lower investment results, including $3.2 million of net unrealized losses on equity securities, drove the profit decline. The board also declared a quarterly dividend of $0.39 per share.

Key points

  • Net income was $8.9 million versus $16.9 million a year earlier; operating earnings per share were $0.60 versus $0.69, down 13.0%.
  • Net combined ratio was 89.1% versus 87.3% in the first quarter of 2024; the underwriting expense ratio rose to 29.9% from 27.3%.
  • Book value per share was $13.69 at March 31, 2025, up 1.3% from $13.51 at December 31, 2024.
  • The board declared a quarterly cash dividend of $0.39 per share, payable June 20, 2025, to holders of record as of June 13, 2025.

The filing

CompanyAmerisafe (AMSF)
Form8-K, current report
Filed with the SECApr 29, 2025, 4:06 PM ET
Accession number0001193125-25-103774

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 2:07 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on April 29, 2025.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.