Every material Form 8-K ARROW FINANCIAL CORP has filed with the SEC since July 23, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Arrow Financial reported third-quarter 2026 net income of $5.7 million, or $0.31 per diluted share, down from $11.0 million, or $0.66, in the second quarter. Excluding $15.6 million of merger-related expenses tied to the Adirondack Bancorp acquisition, core EPS was $0.97, and the company declared a $0.30 quarterly dividend.
GAAP net income $5.7 million ($0.31 per diluted share) vs. $11.0 million ($0.66) in Q2 2026
Core EPS of $0.97 excludes $15.6 million ($0.66 per share) of merger-related expenses from the July 1, 2026 Adirondack Bancorp acquisition
Net interest margin rose to 3.80% (3.81% FTE) from 3.42% (3.43% FTE) in the prior quarter
Quarterly dividend of $0.30 per share, payable November 23, 2026 to shareholders of record on November 11, 2026
Arrow Financial Corporation said its subsidiary Upstate Agency, LLC has signed a definitive agreement to acquire Skene Valley Agency, Inc., an independent insurance agency in Washington County, New York. The sale is targeted to close by the end of the third quarter of 2026, and Skene Valley will then merge into Upstate Agency. The filing does not disclose the purchase price or the financial impact of the deal.
Buyer is Upstate Agency, LLC, a subsidiary of Arrow Bank National Association; target is Skene Valley Agency, Inc., founded in 2002 and based in Granville, New York
Closing is targeted by the end of the third quarter of 2026
Skene Valley has satellite operations in Whitehall and Cambridge, New York
Arrow Financial reported second-quarter 2026 net income of $11.0 million, or $0.66 per share, down from $13.5 million, or $0.82 per share, in the first quarter. The decline reflected a $1.6 million specific reserve on a commercial loan whose borrower entered bankruptcy, along with $1.0 million of merger-related expenses tied to the Adirondack Bancorp acquisition, which closed July 1, 2026. The board also declared a $0.30 quarterly dividend.
Net income was $11.0 million, or $0.66 per share, versus $13.5 million, or $0.82 per share, in the first quarter of 2026.
Excluding merger-related expenses, EPS was $0.71 for the second quarter.
A $1.6 million specific reserve ($0.08 per share) was recorded for a commercial real estate credit tied to a June 2026 bankruptcy.
The quarterly cash dividend is $0.30 per share, payable August 25, 2026, to shareholders of record on August 11, 2026.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every ARROW FINANCIAL CORP filing is on SEC EDGAR ↗. 8-K briefs of other companies →