AI brief of an SEC Form 8-K · Associated Bank (ASB)

Associated Banc-Corp Q2 EPS $0.65 on record net interest income, down from $0.74 a year earlier

Mixed Impact 3 of 5 earnings Written later

Associated Banc-Corp reported net income available to common equity of $108 million, or $0.65 per diluted share, for the quarter ended June 30, 2025. Net interest income reached a record $300 million, up 17% from a year earlier, but earnings per share fell from $0.74 in the same quarter of 2024, and the company updated several full-year 2025 outlook figures.

Key points

  • Diluted EPS was $0.65, up from $0.59 in the first quarter of 2025 and down from $0.74 in the second quarter of 2024.
  • Record net interest income of $300 million, up 5% from the first quarter and 17% from the second quarter of 2024; net interest margin was 3.04%.
  • Noninterest expense was $209 million; the company now expects 2025 total net interest income growth of 14% to 15%, and total deposit growth of 1% to 3%.
  • Period-end loans were $30.6 billion and period-end deposits were $34.1 billion; CET1 capital ratio was 10.20% at June 30, 2025.

The filing

CompanyAssociated Bank (ASB)
Form8-K, current report
Filed with the SECJul 24, 2025, 4:17 PM ET
Accession number0000007789-25-000113

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 1:05 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 24, 2025.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.