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AI brief of an SEC Form 8-K · Associated Bank (ASB)

Associated Banc-Corp Q4 profit rises to $134 million, or $0.80 a share

Positive Impact 3 of 5 earnings Written later

Associated Banc-Corp reported fourth-quarter 2025 earnings available to common equity of $134 million, or $0.80 per diluted share, compared with a loss in the same quarter of 2024 that the filing ties to a balance sheet repositioning. Full-year 2025 earnings were $463 million, or $2.77 per diluted share, and the company issued 2026 outlook figures for loans, deposits, net interest income, noninterest income, expense, and taxes, all excluding its pending acquisition of American National Corporation.

Key points

  • Q4 2025 earnings were $134 million, or $0.80 per diluted share, versus a loss of $164 million ($1.03 per share) in Q4 2024 and earnings of $122 million ($0.73 per share) in Q3 2025.
  • Full-year 2025 earnings were $463 million, or $2.77 per diluted share, compared with $112 million ($0.72 per share) in 2024.
  • For 2026, the company expects period-end loan growth of 5% to 6%, net interest income growth of 5.5% to 6.5%, and noninterest expense growth of 3%.
  • The CET1 capital ratio was 10.49% at December 31, 2025.

The filing

CompanyAssociated Bank (ASB)
Form8-K, current report
Filed with the SECJan 22, 2026, 4:16 PM ET
Accession number0000007789-26-000013

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 1:05 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on January 22, 2026.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.