Every material Form 8-K AMES NATIONAL CORP has filed with the SEC since July 17, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Ames National Corporation reported third-quarter 2026 net income of $7.0 million, or $0.80 per share, up from $4.6 million, or $0.51 per share, a year earlier. The increase was driven mainly by higher net interest income, which rose 20.7% to $17.0 million as yields improved and funding costs fell.
Nine-month 2026 net income was $18.9 million, or $2.14 per share, versus $12.5 million, or $1.41 per share, in the same period of 2025.
Net interest margin improved to 3.38% for the third quarter of 2026, compared with 2.83% a year earlier.
Noninterest expense rose 9.6% to $11.2 million, including $600 thousand of consultant fees tied to contract negotiations that are expected to continue through 2026.
Ames National Corporation declared a cash dividend of $0.24 per common share on August 12, 2026, as disclosed in an 8-K filed August 13, 2026. The dividend is payable September 15, 2026, to shareholders of record at the close of business on September 1, 2026, so holders on that record date will receive the payment.
Cash dividend of $0.24 per common share declared August 12, 2026
Record date: close of business September 1, 2026
Payment date: September 15, 2026
Company trades on the NASDAQ Capital Market under ticker ATLO
Ames National reported second-quarter 2026 net income of $5.9 million, or $0.67 per share, up from $4.5 million, or $0.51 per share, a year earlier. The company said higher net interest income, driven by higher yields and a lower cost of funds, was the main reason for the increase. Substandard loans rose to $50.7 million from $23.5 million a year earlier, which shareholders may want to monitor.
Q2 2026 net income was $5.9 million, or $0.67 per share, versus $4.5 million, or $0.51 per share, in Q2 2025.
Six-month net income was $11.9 million, or $1.34 per share, versus $8.0 million, or $0.89 per share, a year earlier.
Net interest margin was 3.18% for Q2 2026, compared with 2.65% a year earlier; net interest income was $16.4 million, up 21.7%.
Substandard loans were $50.7 million as of June 30, 2026, compared with $23.5 million as of June 30, 2025.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every AMES NATIONAL CORP filing is on SEC EDGAR ↗. 8-K briefs of other companies →