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AI brief of an SEC Form 8-K · Atlantic Union Bankshares (AUB)

Atlantic Union Q4 2025 EPS $0.77 on $109.0 million net income; adjusted EPS $0.97

Positive Impact 3 of 5 earnings Written later

Atlantic Union Bankshares reported fourth-quarter and full-year 2025 results, with Q4 net income available to common shareholders of $109.0 million, or $0.77 per diluted share, and adjusted diluted operating EPS of $0.97. Net interest income rose $11.0 million from the third quarter to $330.2 million, and the provision for credit losses fell to $2.2 million from $16.2 million, while merger-related costs of $38.6 million from the Sandy Spring acquisition continued to weigh on reported results.

Key points

  • Q4 2025 net income available to common shareholders $109.0 million; diluted EPS $0.77; adjusted diluted operating EPS $0.97
  • Full-year 2025 net income available to common shareholders $261.8 million; diluted EPS $2.03; adjusted diluted operating EPS $3.44
  • Q4 net interest income $330.2 million, up $11.0 million from Q3; net interest margin rose 13 basis points to 3.90%
  • Q4 merger-related costs $38.6 million; quarterly common dividend $0.37 per share, up $0.03 (8.8%)

The filing

CompanyAtlantic Union Bankshares (AUB)
Form8-K, current report
Filed with the SECJan 22, 2026, 7:01 AM ET
Accession number0000883948-26-000003

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:05 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on January 22, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.