AI brief of an SEC Form 8-K · AUBURN NATIONAL BANCORPORATION, INC (AUBN)

Auburn National Bancorporation Q2 net earnings rise to $2.3 million, $0.66 per share

Positive Impact 3 of 5 earnings Written later

Auburn National Bancorporation reported second-quarter 2026 net earnings of $2.3 million, or $0.66 per share, up from $1.8 million, or $0.52 per share, a year earlier. Higher net interest margin and a negative provision for credit losses helped drive the increase, while a $0.4 million loss contingency accrual in noninterest expense partly offset the gains.

Key points

  • Net earnings were $2.3 million, or $0.66 per share, for Q2 2026, compared with $1.8 million, or $0.52 per share, for Q2 2025.
  • Net interest margin (tax-equivalent) rose to 3.33%, compared with 3.18% in Q2 2025 and 3.28% in Q1 2026.
  • Noninterest expense included a $0.4 million loss contingency accrual; no insurance recovery was recognized in the quarter.
  • Total deposits were $988.3 million at June 30, 2026, compared with $931.1 million at March 31, 2026.

The filing

CompanyAUBURN NATIONAL BANCORPORATION, INC (AUBN)
Form8-K, current report
Filed with the SECJul 28, 2026, 3:32 PM ET
Accession number0001193125-26-320838

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:51 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 28, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.