AI brief of an SEC Form 8-K · Avidbank Holdings, Inc. (AVBH)

Avidbank Holdings Q3 net income rises to $10.2 million, or $0.94 per diluted share

Positive Impact 3 of 5 earnings Written later

Avidbank Holdings reported third-quarter 2026 net income of $10.2 million, or $0.94 per diluted share, up from $7.6 million, or $0.71, in the second quarter and from a net loss of $37.7 million in the third quarter of 2025. Net interest margin fell 19 basis points from the prior quarter to 4.07%, which the company attributed mainly to temporarily higher deposit balances held as cash, and the company said it expects a large temporary client deposit to leave in the fourth quarter.

Key points

  • Q3 2026 net income was $10.2 million, or $0.94 per diluted share, versus $7.6 million, or $0.71, in Q2 2026.
  • Q3 2025 was a net loss of $37.7 million, or $4.12 per diluted share, which included a loss on the sale of securities.
  • Net interest margin was 4.07%, down 19 basis points from Q2 2026; non-performing loans rose to 0.70% of total loans from 0.65%.
  • Book value per share was $27.24 at September 30, 2026, up $0.27 from June 30, 2026.

The filing

CompanyAvidbank Holdings, Inc. (AVBH)
Form8-K, current report
Filed with the SECOct 26, 2026, 4:02 PM ET
Accession number0001437749-26-033518

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 10:08 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 26, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.