AI brief of an SEC Form 8-K · Bank of America (BAC)

Bank of America Q4 net income $7.6 billion, EPS $0.98, up 18% from a year earlier

Positive Impact 3 of 5 earnings Written later

Bank of America reported fourth-quarter 2025 net income of $7.6 billion, or $0.98 per diluted share, up from $6.8 billion, or $0.83, a year earlier, and full-year net income of $30.5 billion, or $3.81 per diluted share. Revenue, net of interest expense, rose 7% to $28.4 billion, while noninterest expense rose 4% to $17.4 billion. The company also returned $8.4 billion to shareholders in the quarter, including $6.3 billion in share repurchases.

Key points

  • Q4 2025 net income was $7.6 billion, or $0.98 per diluted share, compared with $6.8 billion, or $0.83, in Q4 2024.
  • Full-year 2025 net income was $30.5 billion, or $3.81 per diluted share, compared with $27.0 billion, or $3.19, in 2024.
  • Q4 revenue, net of interest expense, was $28.4 billion, up 7%, while noninterest expense was $17.4 billion, up 4%.
  • Results reflect a change in accounting for certain tax-related equity investments, applied retrospectively, effective Q4 2025.

The filing

CompanyBank of America (BAC)
Form8-K, current report
Filed with the SECJan 14, 2026, 6:45 AM ET
Accession number0000070858-26-000020

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 2:16 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on January 14, 2026.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.