Every material Form 8-K BayFirst Financial Corp. has filed with the SEC since September 30, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
BayFirst Financial Corp. furnished a transcript of its October 30, 2026 conference call on third-quarter 2026 results, reporting a net loss of $677 thousand versus $32.7 million in the second quarter. Net interest margin rose to 4.07%, and the provision for credit losses was negative $69 thousand, while tangible book value per share fell to $3.64 from $4.82.
Net loss of $677 thousand for Q3 2026, compared with $32.7 million in Q2 2026
Net interest margin of 4.07%, a 59 basis point increase from Q2; net interest income of $10.6 million
Provision for credit losses was negative $69 thousand, compared with $29 million in Q2; net charge-offs were $3.2 million
Tangible book value per share was $3.64, down from $4.82; the Board voted to redeem Series C preferred shares, whose no-call period expires in Q4 2026
BayFirst Financial Corp. (BAFN) reported a third-quarter 2026 net loss of $0.7 million, or $0.04 per share, compared with a $32.7 million loss in the second quarter and a $19.1 million loss a year earlier. The improvement reflects the absence of the $41.5 million asset resolution plan expense recorded in the second quarter, along with a higher net interest margin. Book value per common share fell to $3.64 from $4.82 at June 30, 2026, after the company issued shares in an October rights offering.
Net loss of $0.7 million ($0.04 per share) in Q3 2026, versus $32.7 million ($8.05 per share) in Q2 2026 and $19.1 million in Q3 2025
Net interest margin rose to 4.07% from 3.48% in Q2 2026 and 3.64% in Q3 2025
Community bank loans, excluding government guaranteed loans, grew $41.9 million in the quarter
On October 8, 2026, the company sold 4,107,908 common shares at $3.50 per share in a rights offering, raising $14.4 million gross
BayFirst Financial Corp. (NASDAQ: BAFN), the parent of BayFirst National Bank, said it will release third quarter 2026 results after the market close on October 29, 2026, and hold a conference call on October 30, 2026, at 9:00 a.m. ET. The announcement is a scheduling notice with no financial results, so it does not by itself change the company's outlook for shareholders.
Third quarter 2026 results release: after market close, Thursday, October 29, 2026
Conference call: Friday, October 30, 2026, at 9:00 a.m. ET, with a live internet broadcast
Dial-in for investment professionals: (833) 461-5787, Conference ID 438809173; replay available for one year
As of June 30, 2026, the company reported $1.13 billion in total assets
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Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every BayFirst Financial Corp. filing is on SEC EDGAR ↗. 8-K briefs of other companies →