Flash FinanceUS
Market closed S&P 5007,376.86+0.31% Nasdaq24,579.42+1.09% Dow 3051,285.73-0.46% Russell 20002,754.11+0.89% Nasdaq-10026,989.99+1.35% MidCap 4003,602.50+0.56% SmallCap 6001,673.98+0.05% VIX25.64-9.01% 10Y Yield4.86+0.45% Close of Nov 06, 2026
AI brief of an SEC Form 8-K · Banc Of California (BANC)

Banc of California Q4 EPS $0.42, up from $0.38 in Q3; full-year EPS $1.17 vs. $0.52

Positive Impact 3 of 5 earnings Written later

Banc of California reported fourth-quarter and full-year 2025 results on January 21, 2026. Net earnings available to common stockholders rose to $67.4 million, or $0.42 per diluted share, from $59.7 million, or $0.38, in the third quarter, and full-year 2025 earnings were $189.2 million, or $1.17 per diluted share, versus $0.52 in 2024. Shareholders get higher quarterly and annual earnings per share, though the provision for credit losses also increased.

Key points

  • Q4 2025 diluted EPS $0.42 vs. $0.38 in Q3 2025; total revenue $292.9 million vs. $287.7 million in Q3
  • Full-year 2025 diluted EPS $1.17 vs. $0.52 in 2024; net earnings available to common stockholders $189.2 million vs. $87.1 million
  • Full-year 2025 provision for credit losses $70.6 million vs. $42.8 million in 2024
  • Conference call at 10:00 A.M. Pacific Time on Thursday, January 22, 2026

The filing

CompanyBanc Of California (BANC)
Form8-K, current report
Filed with the SECJan 21, 2026, 4:41 PM ET
Accession number0001628280-26-002899

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:49 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on January 21, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.