BancFirst Q4 net income rises to $59.5 million, or $1.75 per diluted share
BancFirst reported fourth-quarter 2025 net income of $59.5 million, or $1.75 per diluted share, up from $56.5 million, or $1.68 per diluted share, a year earlier. Net interest income rose to $127.7 million, helped by loan growth and the November 2025 acquisition of American Bank of Oklahoma, but higher noninterest expense and a drop from the third quarter's $62.7 million net income show the quarter's profit was not uniform.
Key points
- Q4 2025 net income $59.5 million ($1.75 diluted EPS) vs. $56.5 million ($1.68) in Q4 2024; down from $62.7 million in Q3 2025
- Net interest income $127.7 million vs. $115.9 million a year earlier; net interest margin 3.71% vs. 3.68%
- Noninterest expense rose to $107.4 million from $92.3 million, driven by a $5.6 million increase in net expense from other real estate owned
- Full-year 2025 net income of $240.6 million, which the CEO said was a record; American Bank of Oklahoma acquired November 17, 2025 for $33 million
The filing
Written by AI on Nov 8, 2026, 1:01 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on January 22, 2026.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.