Flash FinanceUS
Market open S&P 5007,376.86+0.31% Nasdaq24,579.42+1.09% Dow 3051,285.73-0.46% Russell 20002,754.11+0.89% Nasdaq-10026,989.99+1.35% MidCap 4003,602.50+0.56% SmallCap 6001,673.98+0.05% VIX25.64-9.01% 10Y Yield4.86+0.45% Close of Nov 06, 2026
AI brief of an SEC Form 8-K · BayCom Corp (BCML)

BayCom Q3 net income $1.1 million after $6.8 million securities sale loss

Mixed Impact 3 of 5 earnings Written later

BayCom reported third-quarter 2026 net income of $1.1 million, or $0.10 per diluted share, up from a net loss of $7.0 million in the second quarter but down from $5.0 million in the third quarter of 2025. The result absorbed a $6.8 million loss from repositioning $106.8 million of investment securities, and management said the actions reduced current-quarter earnings by about $0.50 per share.

Key points

  • Net income of $1.1 million ($0.10 per diluted share) vs. a net loss of $7.0 million in Q2 2026 and net income of $5.0 million ($0.46 per share) in Q3 2025
  • $6.8 million pre-tax loss on the sale of $106.8 million of available-for-sale securities; proceeds were redeployed at a yield about 122 basis points higher
  • Net interest margin rose to 4.11% from 3.95% in Q2 2026 and 3.68% in Q3 2025
  • Noninterest expense fell to $17.7 million from $27.2 million in Q2 2026, which included $10.5 million of costs tied to three senior executive departures

The filing

CompanyBayCom Corp (BCML)
Form8-K, current report
Filed with the SECOct 22, 2026, 4:23 PM ET
Accession number0001730984-26-000081

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:53 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 22, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.