Every material Form 8-K Burke & Herbert Financial Services Corp. has filed with the SEC since September 28, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Burke & Herbert Financial Services reported third quarter 2026 net income applicable to common shares of $36.2 million, or $1.78 per diluted share, compared with $9.3 million, or $0.50 per diluted share, in the second quarter. Adjusted diluted EPS, which excludes merger-related items, was $2.14, up from $2.03, and the board declared a $0.55 per share quarterly dividend. Nonperforming loans rose to $108.0 million, which the company said reflects a limited number of isolated credits.
Net interest income was $105.0 million, up from $93.0 million, reflecting a full quarter of LINKBANCORP results after the May 1, 2026 merger.
Non-interest expense fell to $74.5 million from $93.5 million; adjusted non-interest expense rose to $65.3 million from $61.1 million.
Nonperforming loans increased $12.7 million to $108.0 million, or 1.34% of total loans; the company does not currently expect material charge-offs.
Dividend of $0.55 per share is payable December 1, 2026, to shareholders of record as of November 13, 2026.
Burke & Herbert Financial Services Corp. completed a $100 million public offering of 7.00% fixed-to-floating rate subordinated notes due October 1, 2036, with the offering priced at 100% of principal. The company plans to use the proceeds, plus cash on hand, to repay several existing subordinated notes and potentially redeem part of its 2021 Preferred Stock, and to provide capital to its bank subsidiary.
$100.0 million of 7.00% fixed-to-floating rate subordinated notes due October 1, 2036, sold at 100% of principal through Keefe, Bruyette & Woods, Inc.
Fixed 7.00% interest until October 1, 2031, then floating at Three-Month Term SOFR plus 222 basis points
Proceeds plus cash on hand earmarked to repay $4.5 million 2028 note, $18.1 million July 2030 notes and $20.0 million October 2030 notes, and potentially repay $75.0 million of 3.25% notes due 2031
Offering expected to close September 30, 2026; notes intended to qualify as Tier 2 capital
Burke & Herbert Financial Services Corp. filed a preliminary prospectus supplement for a proposed $100 million offering of fixed-to-floating rate subordinated notes due 2036, under an existing shelf registration. The company plans to use the proceeds, plus cash on hand, to redeem up to $117.6 million of outstanding subordinated debt and up to $15.0 million of preferred stock, with the remainder for general corporate purposes, including capital for its bank.
Proposed offering size is $100 million; the notes have a 10-year term with a 5-year call, and Keefe, Bruyette & Woods is sole manager.
Expected rating is BBB- (Positive) from Kroll Bond Rating Agency.
Proceeds plus cash on hand would redeem up to $117.6 million of subordinated debt and up to $15.0 million of preferred stock liquidation preference.
Filing is dated September 28, 2026; the shelf registration was declared effective December 11, 2024, and an investor presentation is filed as Exhibit 99.1.
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