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AI brief of an SEC Form 8-K · SIERRA BANCORP (BSRR)

Sierra Bancorp Q3 net income rises 58% to $15.3 million, EPS $1.18

Positive Impact 3 of 5 earnings Written later

Sierra Bancorp reported unaudited third-quarter 2026 net income of $15.3 million, or $1.18 per diluted share, up from $9.7 million, or $0.72, a year earlier. For the first nine months, net income was $37.7 million, or $2.90 per diluted share, versus $29.4 million, or $2.15, in 2025. Much of the quarter's gain came from a $2.5 million lumber-related loan that was paid off after being fully reserved, which lowered credit loss expense.

Key points

  • Q3 2026 net income $15.3 million, up $5.6 million, or 58%, from Q3 2025; diluted EPS $1.18 versus $0.72
  • Nine-month 2026 net income $37.7 million, up $8.3 million, or 28%; diluted EPS $2.90 versus $2.15
  • Q3 credit loss benefit tied to the $2.5 million payoff of a previously fully reserved lumber-related loan
  • Mortgage warehouse loan balances fell $158.0 million, or 30%, from December 31, 2025, as growth was paused

The filing

CompanySIERRA BANCORP (BSRR)
Form8-K, current report
Filed with the SECOct 26, 2026, 9:00 AM ET
Accession number0001437749-26-033465

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:36 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 26, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.