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AI brief of an SEC Form 8-K · BYLINE BANCORP, INC. (BY)

Byline Bancorp Q3 2026 net income reaches $41.8 million, EPS $0.94

Positive Impact 3 of 5 earnings Written later

Byline Bancorp reported third quarter 2026 net income of $41.8 million, or $0.94 per diluted share, up from $40.2 million and $0.90 in the second quarter and $37.2 million and $0.82 a year earlier. Total revenue of $121.0 million was a record, but non-performing assets rose 21.6% to $87.9 million and the efficiency ratio worsened to 48.40%, which shareholders may want to watch.

Key points

  • Net income $41.8 million and diluted EPS $0.94, versus $0.90 in 2Q26 and $0.82 in 3Q25.
  • Total revenue of $121.0 million, a record, up 2.8% from 2Q26 and 4.6% from 3Q25.
  • Non-performing assets of $87.9 million, up 21.6% from June 30, 2026; efficiency ratio 48.40% versus 46.93% in 2Q26.
  • Board declared a $0.14 per share cash dividend, payable November 17, 2026, to holders of record on November 3, 2026.

The filing

CompanyBYLINE BANCORP, INC. (BY)
Form8-K, current report
Filed with the SECOct 22, 2026, 4:15 PM ET
Accession number0001193125-26-428935

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:53 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 22, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.