AI brief of an SEC Form 8-K · BROADWAY FINANCIAL CORP \DE\ (BYFC)

Broadway Financial Q2 net income to common stockholders $218 thousand, down from Q1

Mixed Impact 3 of 5 earnings Written later

Broadway Financial reported second-quarter 2026 net income attributable to common stockholders of $218 thousand, or $0.02 per diluted share, down from $409 thousand in the first quarter but up from $2 thousand in the second quarter of 2025. Net interest income rose 4.8% sequentially to $9.5 million, but the provision for credit losses rose to $1.5 million from $200 thousand after a specific reserve on a non-accrual loan, and the net interest margin fell to 2.65% from 2.75%.

Key points

  • Net income attributable to common stockholders: $218 thousand in Q2 2026, versus $409 thousand in Q1 2026 and $2 thousand in Q2 2025.
  • Net interest income: $9.5 million, up $437 thousand, or 4.8%, from the first quarter; net interest margin fell to 2.65% from 2.75%.
  • Provision for credit losses: $1.5 million, versus $200 thousand in the first quarter, mainly from a specific reserve on a non-accrual loan.
  • Total deposits: $1.1 billion at June 30, 2026, up $197.0 million, or 21.5%, from December 31, 2025.

The filing

CompanyBROADWAY FINANCIAL CORP \DE\ (BYFC)
Form8-K, current report
Filed with the SECJul 28, 2026, 4:20 PM ET
Accession number0001140361-26-029886

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:29 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 28, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.