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AI brief of an SEC Form 8-K · Credit Acceptance (CACC)

Credit Acceptance Q2 net income rises to $135.9 million, or $12.66 a share

Positive Impact 3 of 5 earnings Written later

Credit Acceptance reported GAAP net income of $135.9 million, or $12.66 per diluted share, for the three months ended June 30, 2026, up from $87.4 million, or $7.42 per share, a year earlier. Adjusted net income was $130.1 million, or $12.12 per share, compared with $118.3 million, or $10.05 per share, in the second quarter of 2025. Consumer Loan unit volume fell 1.0% year over year, while dollar volume rose 0.1%.

Key points

  • GAAP net income of $135.9 million ($12.66 per diluted share), versus $135.8 million in the first quarter of 2026 and $87.4 million in the second quarter of 2025.
  • Adjusted net income of $130.1 million ($12.12 per diluted share), up 10.0% from $118.3 million a year earlier.
  • Economic profit rose 25.8% to $52.6 million; the company repurchased 262,963 shares for $141.4 million during the quarter.

The filing

CompanyCredit Acceptance (CACC)
Form8-K, current report
Filed with the SECAug 4, 2026, 4:03 PM ET
Accession number0000885550-26-000181

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:05 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on August 04, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.