Every material Form 8-K Carter Bankshares, Inc. has filed with the SEC since October 29, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Carter Bankshares furnished a third-quarter 2026 investor presentation as Exhibit 99.1 to an 8-K filed November 3, 2026. Net income was $7.8 million, or $0.35 diluted EPS, down from $28.9 million and $1.31 in the second quarter but up from $5.4 million and $0.24 a year earlier, and the second-quarter comparison included a $35.9 million insurance transaction gain and $12.5 million in securities losses.
Q3 2026 net income $7.8 million vs. $28.9 million in Q2 2026 and $5.4 million in Q3 2025
Diluted EPS $0.35 vs. $1.31 in Q2 2026 and $0.24 in Q3 2025; adjusted diluted EPS $0.35 vs. $0.53 in Q2
Q2 2026 results included a $35.9 million gain on the Insurance Transaction and $12.5 million in securities losses from the portfolio repositioning
Common Equity Tier 1 ratio was 14.24% at September 30, 2026; Q3 share repurchases totaled 74,151 shares for $2.2 million
Carter Bankshares, Inc. said its board declared a quarterly cash dividend of $0.10 per share on October 28, 2026. Shareholders of record as of November 9, 2026 will receive the payment on November 23, 2026, and the filing puts the annualized yield at 1.32% based on the $30.22 closing price on October 28, 2026.
Quarterly cash dividend of $0.10 per share, declared October 28, 2026
Record date November 9, 2026; payment date November 23, 2026
Annualized dividend yield of 1.32% based on the $30.22 closing stock price on October 28, 2026
Carter Bankshares reported third-quarter 2026 net income of $7.8 million, or $0.35 diluted EPS, down from $28.9 million, or $1.31 per share, in the second quarter and up from $5.4 million, or $0.24 per share, a year earlier. The quarter-over-quarter decline reflects second-quarter gains from the sale of an insurance business and a loan sale, while net interest income rose to $41.2 million, and the company recorded $12.1 million of net charge-offs in the quarter.
Q3 2026 net income $7.8 million ($0.35 diluted EPS) vs. $28.9 million ($1.31) in Q2 2026 and $5.4 million ($0.24) in Q3 2025
Net interest income $41.2 million, up 3.2% from Q2 2026 and 22.3% from Q3 2025; net interest margin 3.51%
Noninterest income fell to $5.0 million from $28.7 million in Q2, which included a $35.9 million net gain on the Insurance Transaction
Net charge-offs of $12.1 million; nonperforming loans fell to $27.9 million at September 30, 2026 from $37.6 million at June 30, 2026
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