Cathay General Bancorp Q3 net income rises to $77.7 million, $1.13 per diluted share
Cathay General Bancorp reported third quarter 2025 net income of $77.7 million, or $1.13 per diluted share, up from $77.5 million, or $1.10 per diluted share, in the second quarter and $67.5 million, or $0.94 per diluted share, a year earlier. Net interest income before provision rose 4.6% to $189.6 million, while provision for credit losses increased to $28.7 million, which shareholders may watch as a sign of credit costs.
Key points
- Net income was $77.7 million in Q3 2025, compared with $77.5 million in Q2 2025 and $67.5 million in Q3 2024.
- Net interest margin was 3.31%, up from 3.27% in the second quarter of 2025.
- Provision for credit losses was $28.7 million, including a $9.1 million reserve for two movie theatre loans, compared with $11.2 million in the second quarter.
- The company repurchased 1,070,000 common shares for $50.1 million during the third quarter, at an average cost of $46.81 per share.
The filing
Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 1:01 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 21, 2025.
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.