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AI brief of an SEC Form 8-K · COLONY BANKCORP INC (CBAN)

Colony Bankcorp Q3 net income $10.5 million, $0.50 a share, down from Q2

Mixed Impact 3 of 5 earnings Written later

Colony Bankcorp reported third quarter 2026 net income of $10.5 million, or $0.50 per diluted share, down from $10.9 million, or $0.51, in the second quarter but up from $5.8 million, or $0.33, a year earlier. The company also agreed to sell and lease back three branch properties for an aggregate gross purchase price of $19.9 million, with two sales closed and the third pending. The company estimates a pre-tax gain of about $15 million from the sale-leaseback, expected to be offset by realized losses from a planned securities portfolio repositioning, and its parent guaranteed the lease obligations.

Key points

  • Third quarter 2026 net income was $10.5 million, or $0.50 per diluted share, versus $10.9 million, or $0.51, in the second quarter of 2026 and $5.8 million, or $0.33, in the third quarter of 2025
  • Two branch sales in Manchester and Thomaston, Georgia closed October 27, 2026 for $16.2 million; the Tifton sale for $3.7 million has not closed
  • Initial annual base rent on the two leased-back properties is $1.34 million, rising to $1.65 million in total after the Tifton closing
  • Board declared a quarterly cash dividend of $0.12 per share, payable November 25, 2026 to holders of record on November 11, 2026

The filing

CompanyCOLONY BANKCORP INC (CBAN)
Form8-K, current report
Filed with the SECOct 28, 2026, 4:15 PM ET
Accession number0001104659-26-119632

Items reported: 1.01 Material Definitive Agreement2.02 Results of Operations2.03 New Direct Financial Obligation7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:51 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 28, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.