Every material Form 8-K Capital Bancorp Inc has filed with the SEC since September 30, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Capital Bancorp reported unaudited third-quarter 2026 results, with GAAP net income of $13.1 million, down 12.9% from $15.1 million a year earlier, and diluted EPS of $0.80, down from $0.89. Non-GAAP core EPS was $0.89, up 2.3% from the prior quarter, after excluding $1.6 million of merger-related expenses tied to the pending all-stock merger with Peoples Bancorp. The company also declared a $0.14 per share dividend.
GAAP net income of $13.1 million and diluted EPS of $0.80 in Q3 2026, versus $15.1 million and $0.89 in Q3 2025
Core diluted EPS of $0.89 in Q3 2026, up from $0.87 in Q2 2026 and $0.72 in Q3 2025
Net interest income of $53.1 million, up 4.2% from Q2 2026; net interest margin of 5.81%
Dividend of $0.14 per share payable November 25, 2026 to holders of record on November 9, 2026
Capital Bank, N.A., a subsidiary of Capital Bancorp, signed an agreement on September 29, 2026 to sell its North Riverside, Illinois branch to another financial institution, which will also take certain loans, other assets, and deposit and other liabilities tied to the branch. The Bank would have received a deposit premium of about $3.3 million based on June 30, 2026 deposits, and the transaction is subject to customary closing conditions and regulatory approvals.
Branch held about $123.9 million in deposits at June 30, 2026
Estimated deposit premium of about $3.3 million, based on June 30, 2026 deposit composition
Bank will receive a payment equal to the unpaid principal balance of transferred loans; loans to be purchased are to be determined within 30 days of the agreement
Closing requires regulatory approvals; Luse Gorman, PC is legal counsel to the Bank
On September 29, 2026, Capital Bancorp agreed to merge into Peoples Bancorp in an all-stock deal, with each Capital share converting into 1.11 Peoples shares. The companies put the aggregate transaction value at about $728.1 million, or $43.75 per Capital share, and expect the deal to close in the first half of 2027, subject to regulatory and shareholder approvals. Capital shareholders would hold about 32% of the combined company.
Each Capital share converts into 1.11 Peoples shares; aggregate value about $728.1 million, or $43.75 per share, based on Peoples' 20-day volume-weighted average price of $39.41 as of September 29, 2026.
Capital must pay Peoples a termination fee of $30.66 million in certain specified circumstances.
Former Capital shareholders are expected to own about 32% of Peoples; three Capital directors are expected to join the Peoples board.
Closing is expected in the first half of 2027; Capital directors and executive officers signed support agreements to vote in favor of the merger.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Capital Bancorp Inc filing is on SEC EDGAR ↗. 8-K briefs of other companies →