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AI brief of an SEC Form 8-K · CF BANKSHARES INC. (CFBK)

CF Bankshares Q3 net income rises to $6.0 million, or $0.91 per diluted share

Positive Impact 3 of 5 earnings Written later

CF Bankshares Inc., the parent of CFBank, reported third-quarter 2026 net income of $6.0 million, or $0.91 per diluted share, up from $5.9 million ($0.90) in the second quarter and $2.3 million ($0.36) a year earlier. Provision for credit losses fell to $551,000 from $5.1 million in the third quarter of 2025, and the net interest margin rose to 2.96% from 2.76%, which supports earnings for shareholders.

Key points

  • Net income of $6.0 million, or $0.91 per diluted share, for the quarter ended September 30, 2026, versus $5.9 million ($0.90) for the quarter ended June 30, 2026 and $2.3 million ($0.36) for the third quarter of 2025
  • Provision for credit losses of $551,000, compared with $5.1 million in the third quarter of 2025
  • Net interest margin of 2.96%, up from 2.76% in the third quarter of 2025
  • Board declared a $0.09 per share cash dividend on October 1, 2026, paid October 20, 2026

The filing

CompanyCF BANKSHARES INC. (CFBK)
Form8-K, current report
Filed with the SECOct 27, 2026, 9:04 AM ET
Accession number0001193125-26-432977

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:29 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 27, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.