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AI brief of an SEC Form 8-K · C & F FINANCIAL CORP (CFFI)

C&F Financial Q3 net income rises 16.1% to $8.3 million, EPS $2.55

Positive Impact 3 of 5 earnings Written later

C&F Financial Corporation reported third-quarter 2026 net income of $8.3 million, up 16.1% from $7.1 million a year earlier, and nine-month net income of $23.7 million, up 16.8%. Nine-month results include a $8.3 million pre-tax gain on the sale of an equity interest in Bearing Insurance Group and a $7.1 million pre-tax loss from a securities portfolio restructuring, and adjusted nine-month net income rose 13.1% to $22.9 million.

Key points

  • Q3 2026 earnings per share were $2.55, up from $2.18 in Q3 2025, but down from $2.63 in Q2 2026.
  • Nine-month 2026 earnings per share were $7.26, up from $6.22 a year earlier; adjusted earnings per share were $7.03.
  • Community banking loans grew $148.1 million, or 9.6%, from September 30, 2025, and the consolidated net interest margin was 4.53% in Q3 2026 versus 4.24% a year earlier.
  • The Board-approved 2026 share repurchase program allows up to $5.0 million of repurchases; the company repurchased 3 shares, or less than $1,000, in Q3 2026.

The filing

CompanyC & F FINANCIAL CORP (CFFI)
Form8-K, current report
Filed with the SECOct 26, 2026, 4:24 PM ET
Accession number0000913341-26-000047

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:29 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 26, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.