AI brief of an SEC Form 8-K · Citizens Financial (CFG)

Citizens Financial Q3 net income falls to $382 million, EPS $0.77

Negative Impact 3 of 5 earnings Written later

Citizens Financial Group reported third quarter 2024 net income of $382 million, or $0.77 per diluted share, down from $392 million and $0.78 in the second quarter and from $430 million and $0.85 a year earlier. Total revenue fell 3% from the prior quarter to $1.9 billion, and management said some fees pushed out to the fourth quarter. The board also declared a quarterly common dividend of $0.42 per share.

Key points

  • Net income $382 million vs. $392 million in Q2 2024 and $430 million in Q3 2023
  • Diluted EPS $0.77 vs. $0.78 in Q2 2024 and $0.85 in Q3 2023; underlying EPS $0.79
  • Total revenue $1,901 million, down 3% from Q2 2024 and 6% from Q3 2023
  • Quarterly dividend of $0.42 per share, payable November 13, 2024, to holders of record on October 30, 2024

The filing

CompanyCitizens Financial (CFG)
Form8-K, current report
Filed with the SECOct 16, 2024, 6:30 AM ET
Accession number0000759944-24-000170

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 1:10 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 16, 2024.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.