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AI brief of an SEC Form 8-K · Frost Bank (CFR)

Cullen/Frost Q3 profit rises to $178.5 million; EPS $2.84 vs. $2.67 a year earlier

Positive Impact 3 of 5 earnings

Cullen/Frost reported third quarter 2026 net income available to common shareholders of $178.5 million, or $2.84 per diluted share, up from $172.7 million, or $2.67 per share, a year earlier. Net interest income rose 5.8 percent and average loans grew 9.0 percent year over year, while non-interest expense rose 7.0 percent. The board declared a fourth-quarter common dividend of $1.03 per share, payable December 15, 2026.

Key points

  • Q3 2026 net income available to common shareholders: $178.5 million, versus $172.7 million in Q3 2025
  • Diluted EPS: $2.84, versus $2.67; nine-month EPS of $8.19 was up 11.3 percent
  • Credit loss expense was $12.1 million, versus $6.8 million a year earlier; non-accrual loans fell to $63.7 million from $112.7 million in Q2 2026
  • Board declared a $1.03 per common share dividend, payable December 15, 2026 to holders of record on November 30

The filing

CompanyFrost Bank (CFR)
Form8-K, current report
Filed with the SECOct 29, 2026, 9:09 AM ET
Accession number0000039263-26-000053

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 7, 2026, 11:18 PM ET, from this filing only.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.