City Holding posts record 2025 net income of $130.5 million and diluted EPS of $8.93
City Holding Company reported record net income of $130.5 million and record diluted earnings of $8.93 per share for the year ended December 31, 2025, up from $117.1 million and $7.89 in 2024. Fourth-quarter net income of $31.6 million ($2.18 per diluted share) was higher than a year earlier but down from the third quarter, so shareholders see a strong full year with a softer finish.
Key points
- Full-year 2025 net income was $130.5 million versus $117.1 million in 2024; diluted EPS was $8.93 versus $7.89.
- Fourth-quarter 2025 net income was $31.6 million, or $2.18 per diluted share, compared with $28.7 million ($1.94) in Q4 2024 and $35.2 million ($2.41) in Q3 2025.
- Net interest margin was 3.94% for Q4 2025, down from 4.04% in Q3 2025, and 3.94% for the full year, up from 3.86%.
- The Board approved a quarterly cash dividend of $0.87 per share, payable January 30, 2026, to holders of record as of January 15, 2026.
The filing
Written by AI on Nov 8, 2026, 1:54 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on January 21, 2026.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.