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AI brief of an SEC Form 8-K · CHEMUNG FINANCIAL CORP (CHMG)

Chemung Financial Q3 net income rises to $12.7 million, or $2.63 per share

Positive Impact 4 of 5 earnings Written later

Chemung Financial reported third quarter 2026 net income of $12.7 million, or $2.63 per share, up from $8.8 million, or $1.82 per share, in the second quarter and $7.8 million, or $1.62 per share, in the third quarter of 2025. The filing attributes part of the gain to a $2.9 million partial recovery on a commercial loan participation received in connection with a litigation settlement, and the bank completed its conversion to a national bank charter effective October 1, 2026.

Key points

  • Third quarter 2026 net income was $12.7 million, or $2.63 per share, versus $8.8 million, or $1.82 per share, in the prior quarter.
  • Net interest income was $25.7 million, up $3.0 million, or 13.2%, from the third quarter of 2025.
  • Provision for credit losses was a credit of $2.6 million, reflecting a $2.9 million partial loan recovery tied to a legal settlement.
  • Chemung Canal Trust Company became Chemung Canal Trust Company, National Association effective October 1, 2026.

The filing

CompanyCHEMUNG FINANCIAL CORP (CHMG)
Form8-K, current report
Filed with the SECOct 22, 2026, 4:15 PM ET
Accession number0001171843-26-006779

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:51 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 22, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.