ChoiceOne Q3 net income $14.5 million, $0.97 per share, up from $12.5 million in Q2
ChoiceOne Financial Services reported third-quarter 2026 net income of $14.5 million, or $0.97 per diluted share, unchanged from the year-earlier quarter and up from $12.5 million, or $0.83 per share, in the second quarter. Net interest margin rose to 3.67% from 3.59%, while nonperforming loans increased to 1.25% of total loans from 1.07%.
Key points
- Q3 2026 net income $14.5 million, or $0.97 per diluted share, versus $14.7 million, or $0.97, in Q3 2025
- Nine-month 2026 net income $40.7 million, or $2.71 per diluted share, versus $14.3 million, or $1.05, in the first nine months of 2025, which included $17.4 million of merger-related expenses
- Net interest margin (GAAP) 3.67% in Q3 2026 versus 3.59% in Q2 2026
- Nonperforming loans to total loans (excluding loans held for sale) rose to 1.25% at September 30, 2026 from 1.07% at June 30, 2026
The filing
Written by AI on Nov 9, 2026, 8:51 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 30, 2026.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.