Consumer Portfolio Services Q3 net income rises 43% to $7.0 million
Consumer Portfolio Services reported third quarter 2026 revenue of $131.9 million, up 21.7%, and net income of $7.0 million, up 43.3% from a year earlier. Diluted earnings per share were $0.30, up from $0.20, and the company said net income grew faster than revenue as loan origination volume increased. Shareholders should note that operating expenses also rose, mainly from interest expense tied to higher loan volume.
Key points
- Diluted EPS was $0.30 for Q3 2026, up 50% from $0.20 in Q3 2025; nine-month diluted EPS was $0.80 versus $0.59.
- Total revenue was $131.9 million, up from $108.4 million; total operating expenses were $121.8 million, up from $101.4 million.
- Contracts purchased rose 108.5% to $815.3 million, and the loan portfolio reached $4.711 billion, up 25.3%.
- Conference call and webcast are scheduled for October 26, 2026, at 1:00 p.m. ET.
The filing
Written by AI on Nov 9, 2026, 8:29 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 23, 2026.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.