Every material Form 8-K CITIZENS & NORTHERN CORP has filed with the SEC since July 23, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Citizens & Northern Corporation said its board appointed director Aaron Singer as vice chair effective immediately, at an October 22, 2026 meeting. Chair Terry Lehman will step down at the 2027 annual shareholder meeting, when Singer is set to succeed him as chair, and Lehman intends to remain a director subject to nomination and election. The filing describes this as a planned leadership transition and does not include financial results or guidance.
Aaron Singer appointed Vice Chair of the Board effective immediately, per the October 22, 2026 board meeting
Terry Lehman to step down as Chair effective at the 2027 annual shareholder meeting; Singer to succeed him as Chair
Lehman intends to continue as a director, subject to Board nomination and shareholder election at the 2027 Annual Meeting
Singer has served on the Board since 2017 and chairs the Governance and Nominating Committee
Citizens & Northern reported unaudited third-quarter 2026 net income of $16,285,000, or $0.92 per diluted share, up from $14,057,000 in the second quarter and $6,551,000 in the third quarter of 2025. The board also raised the regular quarterly cash dividend by $0.02 to $0.30 per share, which shareholders of record on November 2, 2026 will receive on November 13, 2026.
Q3 2026 net income of $16,285,000 ($0.92 diluted EPS), versus $14,057,000 ($0.79) in Q2 2026 and $6,551,000 ($0.42) in Q3 2025
Net interest margin rose to 4.13% in Q3 2026 from 4.07% in Q2 2026; net interest income was $30,205,000
Q3 2026 included a credit for credit losses of $3,171,000; the nine-month provision was $8,585,000 versus $4,753,000 a year earlier
Quarterly dividend increased to $0.30 per share from $0.28, payable November 13, 2026 to holders of record as of November 2, 2026
C&N reported unaudited second quarter 2026 net income of $14.1 million, or $0.79 per diluted share, compared with $273,000 in the first quarter of 2026 and $6.1 million in the second quarter of 2025. The company also declared a regular quarterly dividend of $0.28 per share, payable August 14, 2026, to holders of record on August 3, 2026, which shareholders will receive as cash.
Net income of $14,057,000, or $0.79 per diluted share, for Q2 2026, versus $273,000 ($0.02) in Q1 2026 and $6,117,000 ($0.40) in Q2 2025
Credit for credit losses of $1,846,000 in Q2 2026, compared with a provision of $13,602,000 in Q1 2026, which included a $10,056,000 charge-off on one commercial real estate loan
Net interest margin of 4.07% in Q2 2026, up from 3.98% in Q1 2026 and 3.52% in Q2 2025
Quarterly dividend of $0.28 per share, payable August 14, 2026, to shareholders of record as of August 3, 2026
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