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AI brief of an SEC Form 8-K · Citizens Community Bancorp Inc. (CZWI)

Citizens Community Bancorp Q3 EPS $0.56, up from $0.11; dividend raised 14% to $0.12

Positive Impact 4 of 5 earnings Written later

Citizens Community Bancorp reported third-quarter 2026 net income of $5.4 million, or $0.56 per diluted share, up from $1.1 million, or $0.11, in the second quarter, and from $3.7 million, or $0.37, a year earlier. The board also raised the quarterly dividend 14% to $0.12 per share, but criticized and substandard loans rose during the quarter, which shareholders may want to track.

Key points

  • Q3 2026 net income was $5.4 million, or $0.56 per diluted share, versus $1.1 million, or $0.11, in Q2 2026 and $3.7 million, or $0.37, in Q3 2025.
  • Net interest margin rose to 3.37% from 3.22% in Q2 2026, and the provision for credit losses fell to $0.13 million from $4.33 million.
  • The board raised the quarterly dividend 14% to $0.12 per share, payable November 20, 2026, to holders of record on November 6, 2026.
  • Criticized loans rose to $61.2 million from $55.1 million at June 30, 2026, and substandard loans increased $12.4 million to $47.6 million.

The filing

CompanyCitizens Community Bancorp Inc. (CZWI)
Form8-K, current report
Filed with the SECOct 26, 2026, 8:32 AM ET
Accession number0001367859-26-000056

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure8.01 Other Events

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 10:08 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 26, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.