Dime Community Bancshares Q4 2025 Diluted EPS Rises to $0.68 From $0.59 in Q3
Dime Community Bancshares reported fourth-quarter 2025 net income available to common stockholders of $30.0 million, or $0.68 per diluted share, up from $25.8 million, or $0.59, in the third quarter and a loss of $22.2 million in the fourth quarter of 2024. Management said total fourth-quarter revenue of $124 million was a record and that net interest margin rose to 3.11%, which points to stronger core earnings for shareholders.
Key points
- Q4 2025 diluted EPS $0.68, versus $0.59 in Q3 2025 and a $(0.54) loss in Q4 2024
- Adjusted diluted EPS (non-GAAP) $0.79 for Q4 2025, versus $0.61 in Q3 2025 and $0.42 in Q4 2024
- Full-year 2025 net income available to common stockholders $103.4 million, or $2.36 per diluted share, versus $0.55 in 2024
- Net interest margin 3.11% for Q4 2025, up from 3.01% in Q3 2025; efficiency ratio 52.6%, down from 53.8%
The filing
Written by AI on Nov 8, 2026, 1:55 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on January 21, 2026.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.