Every material Form 8-K ECB Bancorp, Inc. /MD/ has filed with the SEC since July 23, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
ECB Bancorp, Inc., holding company for Everett Co-operative Bank, reported third-quarter 2026 net income of $3.4 million, or $0.40 per diluted share, up from $3.3 million, or $0.39, in the prior quarter and $2.4 million, or $0.29, a year earlier. Net interest margin widened to 2.56% and total loans grew $55.5 million during the quarter, though noninterest expense rose 8.0% from the prior quarter.
Net income of $3.4 million, or $0.40 per diluted share, for the quarter ended September 30, 2026, versus $3.3 million, or $0.39, in the prior quarter
Net interest margin rose 11 basis points to 2.56%; total loans increased $55.5 million, or 3.9%, to $1.46 billion
Noninterest expense rose $463,000, or 8.0%, to $6.3 million, partly tied to the new Medford branch, which opened October 13, 2026
Book value per common share was $21.16, up from $20.56 at June 30, 2026
ECB Bancorp's board appointed Matthew J. Cushing as a director of the company and its subsidiary, Everett Co-operative Bank, on September 16, 2026. He also joined the Audit Committee and will receive the non-employee director compensation program terms outlined in the 2026 proxy statement.
Appointed September 16, 2026, with a term expiring at the 2027 annual shareholder meeting
Also appointed to the Audit Committee of the Company and Bank boards
Filing states no related-party transactions requiring disclosure under Item 404(a) of Regulation S-K
ECB Bancorp, Inc., the holding company for Everett Co-operative Bank, reported net income of $3.3 million, or $0.39 per diluted share, for the quarter ended June 30, 2026. That was up from $3.1 million, or $0.38 per diluted share, in the first quarter and up 126.5% in net income from the second quarter of 2025. Net interest margin narrowed to 2.45% from 2.49%, and total deposits fell slightly during the quarter.
Net income of $3.3 million, or $0.39 per diluted share, for the quarter ended June 30, 2026, versus $3.1 million, or $0.38, for the prior quarter
Net income up 126.5% from $1.4 million, or $0.17 per diluted share, in the second quarter of 2025
Net interest margin was 2.45%, down from 2.49% in the first quarter, mainly due to lower loan prepayment fee income
Total deposits were $1.19 billion at June 30, 2026, down $6.7 million, or 0.6%, from March 31, 2026; total loans were $1.404 billion
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