AI brief of an SEC Form 8-K · ENTERPRISE FINANCIAL SERVICES CORP (EFSC)

Enterprise Financial Q3 EPS $1.14, up from $1.09 in Q2 but down from $1.19 a year ago

Mixed Impact 3 of 5 earnings Written later

Enterprise Financial Services Corp reported third quarter 2026 net income of $42.4 million, or $1.14 per diluted share, up from $1.09 in the linked quarter but down from $1.19 a year earlier. The prior-year quarter included $32.1 million of anticipated insurance proceeds tied to a tax credit recapture, so the year-over-year comparison is affected by that one-time item. Loans grew $452.3 million in the quarter to $12.3 billion, and the board raised the quarterly dividend by $0.01 to $0.36 per share.

Key points

  • Net income $42.4 million, or $1.14 per diluted share, versus $1.09 in the linked quarter and $1.19 in the prior year quarter
  • Net interest income rose $5.9 million from the linked quarter to $174.6 million; provision for credit losses was $18.1 million versus $8.4 million a year earlier
  • Total loans reached $12.3 billion, up $452.3 million from the linked quarter; nonperforming assets were 1.03% of total assets
  • Repurchased 525,767 shares for $34.0 million; quarterly dividend increased to $0.36 per share for the fourth quarter 2026

The filing

CompanyENTERPRISE FINANCIAL SERVICES CORP (EFSC)
Form8-K, current report
Filed with the SECOct 21, 2026, 4:05 PM ET
Accession number0001025835-26-000185

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:29 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 21, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.