Employers Holdings Q2 diluted EPS falls 2% to $1.23 as loss ratio rises to 70.7%
Employers Holdings reported second-quarter 2025 results with net income of $29.7 million, down 6% from $31.7 million a year earlier, and diluted earnings per share of $1.23, down 2%. Net premiums earned rose 6% to $198.3 million, but the loss and loss adjustment expense ratio climbed from 57.9% to 70.7%, which the company linked to rising California cumulative trauma claims. The board also declared a $0.32 quarterly dividend.
Key points
- Diluted EPS was $1.23 versus $1.25; adjusted diluted EPS fell 56% to $0.48 from $1.10.
- Gross premiums written fell 2% to $203.3 million, while net premiums earned rose 6% to $198.3 million.
- Loss and LAE ratio rose to 70.7% from 57.9%, and the company recorded no net prior-year reserve development from voluntary business in the quarter.
- Quarterly dividend of $0.32 per share is payable August 27, 2025 to holders of record as of August 13, 2025; $99.4 million remains on the share repurchase authorization.
The filing
Written by AI on Nov 8, 2026, 6:59 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 30, 2025.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.