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AI brief of an SEC Form 8-K · Employers Holdings (EIG)

Employers Holdings posts Q4 net loss of $23.4 million; full-year profit falls 91%

Negative Impact 4 of 5 earnings Written later

Employers Holdings, Inc. (NYSE: EIG) reported a fourth-quarter 2025 net loss of $23.4 million, or $1.06 per diluted share, compared with net income of $28.3 million a year earlier. For full-year 2025, net income fell to $10.8 million, or $0.46 per diluted share, from $118.6 million, and the GAAP combined ratio rose to 110.9% from 97.9%. The company also declared a $0.32 quarterly dividend and completed a $125 million share repurchase plan.

Key points

  • Q4 2025 net loss of $(23.4) million ($(1.06) per diluted share), versus net income of $28.3 million ($1.14 per diluted share) in Q4 2024
  • Full-year 2025 net income of $10.8 million ($0.46 per diluted share), versus $118.6 million ($4.71 per diluted share) in 2024
  • Q4 net realized and unrealized investment losses of $49.7 million, which the company says resulted from a fourth-quarter investment rebalancing
  • Board declared a first-quarter 2026 dividend of $0.32 per share, payable March 18, 2026, to holders of record as of March 4, 2026

The filing

CompanyEmployers Holdings (EIG)
Form8-K, current report
Filed with the SECFeb 19, 2026, 4:11 PM ET
Accession number0001379041-26-000007

Items reported: 2.02 Results of Operations8.01 Other Events

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 6:59 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on February 19, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.