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AI brief of an SEC Form 8-K · Enova International (ENVA)

Enova Q4 2025 diluted EPS rises 30% to $3.00 on 15% revenue growth

Positive Impact 3 of 5 earnings Written later

Enova International reported fourth quarter 2025 results on January 27, 2026, with total revenue of $839 million, up 15% from a year earlier, and net income of $79 million, or $3.00 per diluted share, up from $2.30. Full-year 2025 net income rose 47% to $308 million, and the company repurchased $35 million of its stock in the quarter, while also noting a pending acquisition of Grasshopper Bancorp expected to close in the second half of 2026.

Key points

  • Q4 2025 total revenue $839 million, up 15% from $730 million; originations rose 32%
  • Q4 2025 diluted EPS $3.00 vs. $2.30 a year earlier; adjusted EPS $3.46 vs. $2.61
  • Full-year 2025 net income $308 million, or $11.52 per diluted share, up from $7.43
  • Share repurchases of $35 million in the quarter; Grasshopper Bancorp deal expected to close in second half of 2026

The filing

CompanyEnova International (ENVA)
Form8-K, current report
Filed with the SECJan 27, 2026, 4:16 PM ET
Accession number0001193125-26-024499

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:01 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on January 27, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.