Flash FinanceUS
After hours S&P 5007,376.86+0.31% Nasdaq24,579.42+1.09% Dow 3051,285.73-0.46% Russell 20002,754.11+0.89% Nasdaq-10026,989.99+1.35% MidCap 4003,602.50+0.56% SmallCap 6001,673.98+0.05% VIX25.64-9.01% 10Y Yield4.86+0.45% Close of Nov 06, 2026
AI brief of an SEC Form 8-K · Esquire Financial Holdings, Inc. (ESQ)

Esquire Financial Q3 net income rises 34.7% to $17.5 million after Signature deal

Mixed Impact 4 of 5 earnings Written later

Esquire Financial Holdings reported third-quarter 2026 net income of $17.5 million, or $1.57 per diluted share, up from $13.0 million in the second quarter but down from $1.62 per share a year earlier. The results include $8.9 million of merger expenses and reflect the August 1, 2026 closing of its acquisition of Signature Bancorporation, which had a purchase price of $466.1 million and roughly doubled total assets to $4.81 billion.

Key points

  • Q3 2026 net income $17.5 million, or $1.57 diluted EPS, versus $13.0 million and $1.49 in Q2 2026 and $14.1 million and $1.62 in Q3 2025
  • Adjusted diluted EPS was $2.12 for Q3 2026 excluding $8.9 million of pretax merger expenses and a $938 thousand discrete tax benefit
  • Signature acquisition closed August 1, 2026 at a purchase price of $466.1 million; core systems conversions targeted for April 2027
  • Total deposits $3.98 billion and net interest margin 5.74% at September 30, 2026

The filing

CompanyEsquire Financial Holdings, Inc. (ESQ)
Form8-K, current report
Filed with the SECOct 27, 2026, 8:30 AM ET
Accession number0001104659-26-118993

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 9, 2026, 8:38 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 27, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.