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AI brief of an SEC Form 8-K · FB Financial (FBK)

FB Financial completes $125 million subordinated notes offering due 2036

Neutral Impact 3 of 5 financing Written later

FB Financial Corporation completed the sale of $125,000,000 of 6.625% fixed-to-floating rate subordinated notes due 2036 on September 24, 2026. The company said it intends to use the net proceeds for general corporate purposes, including providing capital to its banking subsidiary FirstBank to support growth.

Key points

  • Principal amount: $125,000,000 of subordinated notes due October 1, 2036
  • Fixed rate of 6.625% until October 1, 2031, then floating at Three-Month Term SOFR plus 205 basis points
  • Company may redeem the notes starting October 1, 2031, subject to Federal Reserve approval where required
  • Underwriter: Keefe, Bruyette & Woods, Inc.; trustee: U.S. Bank Trust Company, National Association

The filing

CompanyFB Financial (FBK)
Form8-K, current report
Filed with the SECSep 24, 2026, 4:05 PM ET
Accession number0001213900-26-103052

Items reported: 1.01 Material Definitive Agreement2.03 New Direct Financial Obligation

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:49 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on September 24, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.