AI brief of an SEC Form 8-K · FB Financial (FBK)

FB Financial Q2 diluted EPS $0.85, up from $0.75 a year earlier

Positive Impact 3 of 5 earnings Written later

FB Financial Corporation reported second-quarter 2024 net income of $40.0 million, or $0.85 per diluted share, up from $0.75 a year earlier, with total revenue of $128.2 million and a net interest margin of 3.57%. Adjusted diluted EPS of $0.84 was slightly below the prior quarter's $0.85, while total deposits and some credit-quality measures moved in the less favorable direction. The company will hold a conference call on July 16, 2024.

Key points

  • Net income of $40.0 million, or $0.85 per diluted share, compared with $0.59 in the first quarter of 2024 and $0.75 in the second quarter of 2023.
  • Adjusted diluted EPS of $0.84, compared with $0.85 in the first quarter of 2024 and $0.77 a year earlier.
  • Net interest margin rose to 3.57% from 3.42% in the first quarter of 2024 and 3.40% a year earlier.
  • Total deposits fell to $10.47 billion from $10.87 billion at June 30, 2023; nonperforming loans rose to 0.79% of loans HFI from 0.47%.

The filing

CompanyFB Financial (FBK)
Form8-K, current report
Filed with the SECJul 15, 2024, 4:16 PM ET
Accession number0001649749-24-000155

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:49 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 15, 2024.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.