Flash FinanceUS
Market open S&P 5007,376.86+0.31% Nasdaq24,579.42+1.09% Dow 3051,285.73-0.46% Russell 20002,754.11+0.89% Nasdaq-10026,989.99+1.35% MidCap 4003,602.50+0.56% SmallCap 6001,673.98+0.05% VIX25.64-9.01% 10Y Yield4.86+0.45% Close of Nov 06, 2026
AI brief of an SEC Form 8-K · FB Financial (FBK)

FB Financial Q4 net income rises to $37.9 million, or $0.81 per diluted share

Positive Impact 3 of 5 earnings Written later

FB Financial reported fourth-quarter 2024 net income of $37.9 million, or $0.81 per diluted share, up from $0.63 a year earlier and $0.22 in the prior quarter. Total revenue was $130.4 million, compared with $116.4 million a year earlier, and noninterest expense fell to $73.2 million from $80.2 million. The filing contains no guidance for 2025.

Key points

  • Q4 2024 net income $37.9 million, or $0.81 per diluted share, versus $0.63 in Q4 2023 and $0.22 in Q3 2024
  • Adjusted diluted EPS $0.85, versus $0.77 in Q4 2023 and $0.86 in Q3 2024
  • Total revenue $130.4 million versus $116.4 million in Q4 2023; net interest margin 3.50%, down from 3.55% in Q3 2024
  • Net charge-offs of $11.3 million (0.47% annualized), driven by one previously reserved commercial and industrial relationship

The filing

CompanyFB Financial (FBK)
Form8-K, current report
Filed with the SECJan 21, 2025, 6:33 AM ET
Accession number0001649749-25-000014

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:49 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on January 21, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.